690 W Harmony Dr, Sparta, MI 49345 Property Records

Kent County property record for 690 W Harmony Dr, Sparta, MI 49345

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,024 sqft · built 2014
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Nov 2020)
Tax Bill	$3,797 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-02-31-227-067`

Property Details

APN / Parcel Number

Primary APN	`41-02-31-227-067`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft
Basement Area	1,024 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Condo/Apartment
Lot Area	43,560 sqft (1 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	690 W HARMONY DR
City	SPARTA
State	MI
Zip	49345-8158
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	OSP
Legal Description	410231227067 UNIT NO.67 HARMONY FARMS KENT COUNTY CONDOMINIUM SUBDIVISION PLAN N0.805 INSTRUMENT NO.20060206-0014370 AS
Legal Subdivision	HARMONY FARMS KENT COUNTY CONDOMINIUM SU
Legal Unit	67
Jurisdiction	KENT MI
Township / Civil Division	SOLON
Census Block Group	3
Census Block	3063
Census Tract	10302

Owner

690 W Harmony Dr, a condominium, is owned and occupied by two individuals who bought it in November 2020.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	690 W HARMONY DR, SPARTA, MI 49345-8158
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
May 23, 2017	Warranty Deed, Transfer MERCANTILE BK/MI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on File
Deed Sale	Nov 13, 2020 · Amount on File
Prior Sale	May 23, 2017 · Amount on File
Deed Document Number	2020107535
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Nov 13, 2020
Property Address	690 W HARMONY DR, SPARTA, MI 49345-8158
Document Number	0000107535
Map Reference	DOC 20060206-0014370
Instrument Date	Oct 1, 2020
Instrument	20201113-0107535
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,892.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	690 W HARMONY DR, 690, SPARTA, MI 49345-8158

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	690 W HARMONY DR, SPARTA, MI 49345-8158

Mortgage

Document Number	0000107536
Date	Nov 13, 2020
Instrument	20201113-0107536

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	May 23, 2017
Property Address	690 W HARMONY DR, SPARTA, MI 49345-8158
Document Number	0000043965
Instrument Date	May 2, 2017
Instrument	43965
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	TITLE RESOURCE AGENCY, TITLE RESOURCE AGCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,487.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1807 ELMWOOD AVE #213 BUFFALO NY 142072470, 213, BUFFALO, NY 14207-2470

Mortgage

Document Number	43966
Date	May 23, 2017
Instrument	43966

Lender

Name	MERCANTILE BK/MI
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 22, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 690 W Harmony Dr was $3,797.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Solon Township
Unified School District	Kent City Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,300 (+5.08%)	$318,600 (+5.08%)
2025	$3,797.00 Homeowner's exemption	$151,600	$303,200
2023		$131,800	$263,600
2021	$3,279.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 690 W Harmony Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 690 W Harmony Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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