Harford County property record for 720 Towne Center Dr, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,040 sqft · built 1976 |
| Lot Size | 0.257 acres (11,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Nov 2019) |
| Tax Bill | $4,908 (2026) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage Sep 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-145398 |
| Primary APN | 01-145398 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,040 sqft Total Area |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 11,200 sqft (0.257 acres) |
| Lot Dimensions | 160 ft deep x 70 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 315 sqft |
| Patio Area | 479 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 145398 |
|---|---|
| Street Address | 720 TOWNE CENTER DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 11 70/70X160 AV 720 TOWNE CENTER DRIVE RUMSEY ISLAND PT 32/48 |
| Legal Subdivision | RUMSEY ISLAND PART THIRTY TWO |
| Legal Block | 18A |
| Legal Lot Number | 11 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 301401 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 720 TOWNE CENTER DR, JOPPA, MD 21085-4442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2019 | Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Sep 24, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2019 · Amount on Record |
| Deed Sale | Nov 13, 2019 · Amount on Record |
| Prior Sale | Apr 13, 1989 · Amount on Record |
| Deed Book / Page | 13541 / 338 |
| Prior Transfer Date | Nov 16, 2007 |
| Prior Transfer Doc | 0076260300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 13, 2019 |
| Property Address | 720 TOWNE CENTER DR, JOPPA, MD 21085-4442 |
| Document Number | 0135410338 |
| Book / Page | 13541 / 0338 |
| Map Reference | MB 32 FO 48 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | KEY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 720 TOWNE CENTER DR, JOPPA, MD 21085-4442 |
| Document Number | 0013541344 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 13541/344 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 24, 2019 |
| Property Address | 720 TOWNE CENTER DR, JOPPA, MD 21085-4442 |
| Document Number | 0134580006 |
| Book / Page | 013458 / 000006 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 720 TOWNE CENTER DR JOPPA MD 210854442, JOPPA, MD 21085-4442 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,908.00 (+8.15%) | $450,333 (+3.91%) | $467,300 (-) Land $163,000 Building $304,300 |
| 2025 | $4,538.00 (+1.89%) | $433,367 (+5.05%) | $467,300 (+12.22%) Land $163,000 Building $304,300 |
| 2023 | $412,533 | $416,400 Land $163,000 Building $253,400 | |
| 2022 | $4,454.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 24 (1978–2013) |
| Claims Outside the SFHA | 10 of 24 |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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