715 Towne Center Dr, Joppa, MD 21085 Property Records

Harford County property record for 715 Towne Center Dr, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,090 sqft · built 1967
Lot Size0.251 acres (10,925 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (Oct 2006)
Tax Bill$3,105 (2026)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN01-142585

Property Details

APN / Parcel Number

Primary APN01-142585
Alternative APNs
  • 1142585
  • 142585

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,090 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,925 sqft (0.251 acres)
Lot Dimensions115 ft deep x 95 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area296 sqft
Patio Area528 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number142585
Street Address715 TOWNE CENTER DR
CityJOPPA
StateMD
Zip21085-4441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 22 95/95X115 715 TOWNE CENTER DRIVE RUMSEY ISLAND PT 18/33
Legal SubdivisionJOPPATOWNE
Legal Block18
Legal Lot Number22,715
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3003
Census Tract301401

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address715 TOWNE CENTER DR, JOPPA, MD 21085-4441
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2006 · Amount on File
Deed SaleOct 16, 2006 · Amount on File
Prior SaleDec 3, 1999 · Amount on File
Deed Document Number2006976
Deed Book / Page7014 / 327
Transfer Doc0000001310
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address715 TOWNE CENTER DR, JOPPA, MD 21085-4441
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0140360297
DateAug 13, 2020
Book Page14036/297
Lender
NameCAPITAL BANK NA
TypeBank
AddressROCKVILLE, MD 20850
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueSep 1, 2040

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,105.00 (+11.69%) Homeowner's exemption$284,900 (+15.17%)$299,800 (+17.52%) Land $82,200 Building $217,600
2025$2,780.00 (+6.47%) Homeowner's exemption
2023$247,367$255,100 Land $82,200 Building $172,900
2022$2,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1978–2014)
Claims Outside the SFHA8 of 13
Most Recent ClaimJun 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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