720 State St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 720 State St, Saint Joseph, MI 49085

Property Summary

Property Type	Commercial
Details	5,187 sqft · built 1880
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (Apr 2017)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`76-0340-0155-02-7`

Property Details

APN / Parcel Number

Primary APN	`76-0340-0155-02-7`
Alternative APN	`11-76-0340-0155-02-7`

Interior

Units	5 Units
Stories	2 Stories
Building Area	5,187 sqft Total Area
1st Floor Area	2,589 sqft
Basement Area	2,517 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Fire Resistance	Fireproof Steel Frame
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	132 ft deep x 102 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	720 STATE ST
City	SAINT JOSEPH
State	MI
Zip	49085-1302
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R1 - E
Legal Description	LOTS 154 & 155 ORIGINAL PLAT OF CITY OF ST JOSEPH EXC THE NLY 30' OF SD LOT 154
Legal Subdivision	ORIGINAL OF CITY OF ST JOSEPH
Legal Lot Number	154-155
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2012
Census Tract	801

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	707 LAKE BLVD, SAINT JOSEPH, MI 49085-1313
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Prior Sale	Aug 22, 2001 · Amount on Record
Deed Book / Page	3170 / 2343
Prior Transfer Date	Jan 21, 2003
Prior Transfer Doc	2341001042
Record Updated	Oct 29, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 28, 2017
Property Address	720 STATE ST, SAINT JOSEPH, MI 49085-1302
Document Number	03170/2343
Book / Page	3170 / 2343
Map Reference	MB E PG564
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 STATE ST, SAINT JOSEPH, MI 49085-1302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 LAKE BLVD, SAINT JOSEPH, MI 49085-1313

Mortgage

Document Number	03170/2345
Date	Apr 28, 2017
Book Page	3170/2345

Lender

Name	YELLOW HOUSE LLC
Type	Non-Lending Institution
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Market Value
2019	$40,600

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH serves 7,930 people · EPA ID MI0006310
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20