720 Spruce St, Littlefork, MN 56653 Property Records

Koochiching County property record for 720 Spruce St, Littlefork, MN 56653

Property Summary

Property Type	Single Family Home
Details	625 sqft · built 1936
Lot Size	0.16 acres (7,013 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Feb 2026)
Tax Bill	$772 (2026)
Deeds & Mortgages	Jun 2007 Line of Credit Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`95-010-18120`

Property Details

APN / Parcel Number

Primary APN	`95-010-18120`
Alternative APN	`19760`

Interior

Stories	1 Story
Building Area	625 sqft Gross Area
1st Floor Area	625 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1965
Exterior Material	Masonite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,013 sqft (0.16 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	131 sqft
Lean-To	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	19760
Street Address	720 SPRUCE ST
City	LITTLEFORK
State	MN
Zip	56653-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 18
Legal Subdivision	FIRST ADD TO LITTLEFORK
Legal Block	18
Legal Lot Number	12
Jurisdiction	KOOCHICHING MN
Township / Civil Division	LITTLEFORK
Census Block Group	2
Census Block	2107
Census Tract	790300

Owner

720 Spruce St is owned and occupied by an individual who bought it in February 2026.

Source: Koochiching County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	251 LAKIN AVE SW, KELLIHER, MN 56650-3102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2007	Deed of Trust, Mortgage · Line of Credit TRUSTAR FCU
Feb 17, 2026	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF BEMIDJI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2026 · Amount on File
Deed Sale	Feb 13, 2026 · Amount on File
Deed Document Number	20261848038
Record Updated	Oct 29, 2026

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOCHICHING MN
Property Address	720 SPRUCE ST, LITTLEFORK, MN 56653-2003
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000259812
Date	Jun 27, 2007
Instrument	A000259812

Lender

Name	TRUSTAR FCU
Address	INTERNATIONAL FALLS, MN 56649

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 22, 2017

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOCHICHING MN
Recording Date	Feb 17, 2026
Property Address	720 SPRUCE ST, LITTLEFORK, MN 56653-2003
Document Number	A000308259
Instrument Date	Feb 6, 2026
Instrument	A000308259
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 SPRUCE ST, LITTLEFORK, MN 56653-2003

Mortgage

Document Number	A000308260
Date	Feb 17, 2026
Instrument	A000308260

Lender

Name	FIRST NATIONAL BANK OF BEMIDJI
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 720 Spruce St was $772 with a homeowner's exemption, down 22% from the year before.

Source: Koochiching County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Koochiching County
Municipality	Littlefork City
Unified School District	Littlefork-Big Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$772.00 (-22.02%) Homeowner's exemption
2025	$990.00 (+16.75%)	$63,100 (-8.02%) Land $3,000 Building $60,100	$63,100 (-8.02%) Land $3,000 Building $60,100
2024	$848.00 Homeowner's exemption	$68,600 Land $3,400 Building $65,200	$68,600 Land $3,400 Building $65,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Spruce St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Littlefork serves 542 people · EPA ID MN1360004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Paul Bunyan Communications, T-Mobile.

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