705 Spruce St, Littlefork, MN 56653 Property Records

Koochiching County property record for 705 Spruce St, Littlefork, MN 56653

Property Summary

Property Type	Single Family Home
Details	819 sqft · built 1940
Lot Size	0.86 acres (37,396 sqft)
Owner	Individual Name on File
Last Sale	$163,000 (Jun 2018)
Tax Bill	$3,118 (2026)
Deeds & Mortgages	Nov 2017 Line of Credit Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`95-010-20010`

Property Details

APN / Parcel Number

Primary APN	`95-010-20010`
Alternative APN	`19767`

Interior

Stories	1 Story
Building Area	819 sqft Gross Area
1st Floor Area	819 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,396 sqft (0.86 acres)
View / Lot	Waterfront
Garage Area	2,184 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	920 sqft
Lean-To	112 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	19767
Street Address	705 SPRUCE ST
City	LITTLEFORK
State	MN
Zip	56653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-4 & 10 & 11 BLK 20 & VAC ALLEY
Legal Subdivision	FIRST ADD TO LITTLEFORK
Legal Block	20
Legal Lot Number	1-4
Jurisdiction	KOOCHICHING MN
Township / Civil Division	LITTLEFORK
Census Block Group	2
Census Block	2104
Census Tract	790300

Owner

Source: Koochiching County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 392, LITTLEFORK, MN 56653-0392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2017	Deed of Trust, Mortgage · Line of Credit TRUSTAR FCU
Aug 16, 2019	Deed, Transfer
Jun 18, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2018 · Amount on File
Deed Sale	Jun 18, 2018 · Amount on File
Deed Document Number	2018290198
Last Transfer Date	Aug 16, 2019
Transfer Doc	0000292864
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOCHICHING MN
Property Address	705 SPRUCE ST, LITTLEFORK, MN 56653
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000288868
Date	Nov 13, 2017
Instrument	A000288868

Lender

Name	TRUSTAR FCU
Type	Credit Union
Address	INTERNATIONAL FALLS, MN 56649

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Nov 1, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KOOCHICHING MN
Recording Date	Aug 16, 2019
Property Address	705 SPRUCE ST, LITTLEFORK, MN 56653
Document Number	A000292864
Instrument Date	Aug 16, 2019
Instrument	A000292864
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 SPRUCE ST, LITTLEFORK, MN 56653
Investor	Possibly a Property Investor

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOCHICHING MN
Recording Date	Jun 18, 2018
Property Address	705 SPRUCE ST, LITTLEFORK, MN 56653
Document Number	A000290198
Instrument Date	Jun 18, 2018
Instrument	A000290198
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 SPRUCE ST, LITTLEFORK, MN 56653

Tax Assessment & Valuation

Source: Koochiching County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Koochiching County
Municipality	Littlefork City
Unified School District	Littlefork-Big Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,118.00 Homeowner's exemption
2025	$3,118.00 (-5.34%)	$179,600 (-8.37%) Land $31,200 Building $148,400	$179,600 (-8.37%) Land $31,200 Building $148,400
2024	$3,294.00 Homeowner's exemption	$196,000 Land $34,700 Building $161,300	$196,000 Land $34,700 Building $161,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Littlefork serves 542 people · EPA ID MN1360004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Paul Bunyan Communications, T-Mobile.

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