720 S Spruce St, Gardner, KS 66030 Property Records

Johnson County property record for 720 S Spruce St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,877 sqft · built 2004
Lot Size	0.212 acres (9,250 sqft)
Owner	Individual Name on File
Tax Bill	$5,333 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CP73570000-0067`

Property Details

APN / Parcel Number

Primary APN	`CP73570000-0067`
Alternative APNs	`0461372503303005000` `R190506`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,877 sqft Living Area
Gross Area	3,131 sqft
1st Floor Area	1,217 sqft
Basement Area	1,217 sqft
Finished Basement	660 sqft
Unfinished Basement	557 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,250 sqft (0.212 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	662 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	203 sqft
Deck Area	Deck Area
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R190506
Street Address	720 S SPRUCE ST
City	GARDNER
State	KS
Zip	66030-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PLUM CREEK II LT 67 GAC 111B 67
Legal Subdivision	PLUM CREEK II
Legal Lot Number	67
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1009
Census Tract	53703

Owner

720 S Spruce St is owned and occupied by an individual who acquired it in August 2012.

Source: Johnson County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	720 S SPRUCE ST, GARDNER, KS 66030-1630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2012
Deed Sale	Aug 1, 2012
Prior Sale	Apr 20, 2007 · Amount on File
Deed Book / Page	201208 / 127
Prior Transfer Date	Apr 16, 2007
Prior Transfer Doc	200704/006865
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	720 S SPRUCE ST, GARDNER, KS 66030-1630
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201912/005450
Date	Dec 16, 2019
Book Page	201912/005450

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	720 S SPRUCE ST, GARDNER, KS 66030-1630
Transaction Type	Mortgage
Record Updated	Jan 22, 2019
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201812/001540
Date	Dec 6, 2018
Book Page	201812/001540

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 720 S Spruce St was $5,333, up 2.5% from the year before.

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,333.00 (+2.52%)	$43,701 (+3.32%) Land $8,637 Building $35,064	$380,000 (+3.32%) Land $75,100 Building $304,900
2024	$5,202.00 (+10.4%)	$42,297 (+13.17%) Land $8,596 Building $33,701	$367,800 (+13.17%) Land $74,750 Building $293,050
2023	$4,712.00 (+10.84%)	$37,375 (+11.95%) Land $7,819 Building $29,556	$325,000 (+11.95%) Land $67,990 Building $257,010
2022	$4,251.00	$33,384 Land $6,512 Building $26,872	$290,300 Land $56,630 Building $233,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 S Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 S Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Kansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 23,942 people · EPA ID KS2009106
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

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