701 S Spruce St, Gardner, KS 66030 Property Records

Johnson County property record for 701 S Spruce St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,651 sqft · built 2004
Lot Size	0.246 acres (10,734 sqft)
Owner	Individual Name on File
Last Sale	$188,100 (Jul 2004)
Tax Bill	$5,860 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`CP73570000-0055`

Property Details

APN / Parcel Number

Primary APN	`CP73570000-0055`
Alternative APNs	`0461372503301006000` `R190494`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,651 sqft Living Area
Gross Area	4,045 sqft
1st Floor Area	1,300 sqft
Basement Area	1,290 sqft
Finished Basement	560 sqft
Unfinished Basement	730 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,734 sqft (0.246 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	352 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R190494
Street Address	701 S SPRUCE ST
City	GARDNER
State	KS
Zip	66030-1631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PLUM CREEK II LT 55 GAC 111B 55
Legal Subdivision	PLUM CREEK II
Legal Lot Number	55
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1010
Census Tract	53703

Owner

701 S Spruce St is owned and occupied by an individual who bought it in July 2004.

Source: Johnson County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	701 S SPRUCE ST, GARDNER, KS 66030-1631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage MID AMERICA BANK
May 8, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2004 · Amount on File
Deed Sale	Jul 26, 2004 · Amount on File
Prior Sale	Dec 19, 2003 · Amount on File
Deed Document Number	200410536
Deed Book / Page	200407 / 10536
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	701 S SPRUCE ST, GARDNER, KS 66030-1631
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	SECURITY 1ST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202006/6467
Date	Jun 15, 2020
Book Page	202006/6467

Lender

Name	MID AMERICA BANK
Type	Bank
Address	BALDWIN CITY, KS 66006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2040

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	701 S SPRUCE ST, GARDNER, KS 66030-1631
Transaction Type	Mortgage
Record Updated	Jun 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201805/002739
Date	May 8, 2018
Book Page	201805/002739

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 701 S Spruce St was $5,860, up 1.4% from the year before.

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,860.00 (+1.44%)	$47,886 (+2.28%) Land $8,746 Building $39,140	$416,400 (+2.28%) Land $76,050 Building $340,350
2024	$5,777.00 (+3.72%)	$46,817 (+6.29%) Land $8,708 Building $38,109	$407,100 (+6.29%) Land $75,720 Building $331,380
2023	$5,570.00 (+6.62%)	$44,045 (+7.79%) Land $7,921 Building $36,124	$383,000 (+7.8%) Land $68,880 Building $314,120
2022	$5,224.00	$40,860 Land $6,599 Building $34,261	$355,300 Land $57,380 Building $297,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 701 S Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 701 S Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Kansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 23,942 people · EPA ID KS2009106
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

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