720 S 3rd St, De Soto, MO 63020 Property Records

Jefferson County property record for 720 S 3rd St, De Soto, MO 63020

Property Summary

Property Type	Single Family Home
Details	1 ba · 690 sqft · built 1962
Lot Size	0.158 acres (6,886 sqft)
Owner	2 Individual Names on File
Last Sale	$252,884 (Nov 2025)
Tax Bill	$897 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`241.202.12001009`

Property Details

APN / Parcel Number

Primary APN	`241.202.12001009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	690 sqft Living Area
1st Floor Area	690 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	6,886 sqft (0.158 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Porch	Enclosed Frame Porch
Porch Area	365 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	720 S 3RD ST
City	DE SOTO
State	MO
Zip	63020-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	OLD TOWN LOTS 1 & 2 BLOCK 31
Legal Subdivision	OLD TOWN
Legal Block	31
Legal Lot Number	1,2
Jurisdiction	JEFFERSON MO
Township / Civil Division	VALLE
Census Block Group	5
Census Block	5018
Census Tract	701200

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	720 S 3RD ST, DE SOTO, MO 63020-2023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jun 30, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on File
Deed Sale	Nov 4, 2025 · Amount on File
Prior Sale	Jun 30, 2020 · Amount on File
Deed Document Number	202528516
Prior Transfer Date	Jul 1, 2008
Prior Transfer Doc	0000027147
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 4, 2025
Property Address	720 S 3RD ST, DE SOTO, MO 63020-2023
Document Number	0000028516
Map Reference	MB 1 PG 1
Instrument Date	Oct 30, 2025
Instrument	2025R-028516
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	USTC, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1483 SAINT CHARLES DR, HILLSBORO, MO 63050-4922

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	720 S 3RD ST, DE SOTO, MO 63020-2023

Mortgage

Document Number	0000028517
Date	Nov 4, 2025
Instrument	2025R-028517

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 30, 2020
Property Address	720 S 3RD ST, DE SOTO, MO 63020-2023
Document Number	0000022876
Instrument Date	Jun 19, 2020
Instrument	22876
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 S 3RD ST DE SOTO MO 630202023, DE SOTO, MO 63020-2023

Mortgage

Document Number	22877
Date	Jun 30, 2020
Instrument	22877

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	De Soto City
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,200 (-) Land $1,100 Building $13,100	$74,800 (-) Land $5,600 Building $69,200
2025	$897.00 (+6.28%)	$14,200 (+7.58%) Land $1,100 Building $13,100
2024			$74,800 (+8.09%) Land $5,600 Building $69,200
2023	$844.00	$13,200 Land $1,100 Building $12,100	$69,200 Land $5,600 Building $63,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	26 (2000–2016)
Claims Outside the SFHA	5 of 26
Most Recent Claim	Aug 2016 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 16 claims Severe Thunderstorms And Flash Flooding, May 2000 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESOTO PWS serves 6,400 people · EPA ID MO6010213
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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