707 S 3rd St, De Soto, MO 63020 Property Records

Jefferson County property record for 707 S 3rd St, De Soto, MO 63020

Property Summary

Property Type	Single Family Home
Details	1 ba · 792 sqft · built 1953
Lot Size	0.217 acres (9,433 sqft)
Owner	2 Individual Names on File
Last Sale	$148,755 (May 2022)
Tax Bill	$1,352 (2025)
Deeds & Mortgages	May 2022 Mortgage Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`241.202.12002003`

Property Details

APN / Parcel Number

Primary APN	`241.202.12002003`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	792 sqft Living Area
1st Floor Area	252 sqft
Basement Area	540 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Bi-Level
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,433 sqft (0.217 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Porch	Open Frame Porch
Porch Area	108 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	707 S 3RD ST
City	DE SOTO
State	MO
Zip	63020-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	OLD TOWN LOTS 14 & 15 & PT LOT 16 BLOCK 34
Legal Range	4E
Legal Township	39N
Legal Section	02
Legal Subdivision	OLD TOWN
Legal Block	34
Legal Lot Number	14-16
Jurisdiction	JEFFERSON MO
Township / Civil Division	VALLE
Census Block Group	5
Census Block	5024
Census Tract	701200

Owner

707 S 3rd St is owned and occupied by two individuals who bought it in May 2022.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	707 S 3RD ST, DE SOTO, MO 63020-2022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Special Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Nov 13, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Oct 16, 2017	Deed of Trust, Mortgage · Line of Credit FIRST ST CMNTY BK
Mar 15, 2017	Warranty Deed, Transfer NETCO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2022 · Amount on File
Deed Sale	May 10, 2022 · Amount on File
Prior Sale	Nov 4, 2021
Deed Document Number	202215588
Record Updated	Oct 29, 2026

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 10, 2022
Property Address	707 S 3RD ST, DE SOTO, MO 63020-2022
Document Number	0000015588
Map Reference	MB 1 PG 1
Instrument Date	May 3, 2022
Instrument	2022R-015588
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 MAIN ST, FESTUS, MO 63028-1905

Mortgage

Document Number	0000015589
Date	May 10, 2022
Instrument	2022R-015589

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 13, 2018
Property Address	707 S 3RD ST, DE SOTO, MO 63020-2022
Document Number	0000034696
Instrument Date	Nov 13, 2018
Instrument	34696
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 S 3RD ST DE SOTO MO 630202022, DE SOTO, MO 63020-2022

Mortgage

Document Number	34697
Date	Nov 13, 2018
Instrument	34697

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	707 S 3RD ST, DE SOTO, MO 63020-2022
Document Number	0000033082
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 9, 2017
Title Company	HILLSBORO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1511 CLARKE ST DE SOTO MO 630203346, DE SOTO, MO 63020-3346

Mortgage

Document Number	0000033082
Date	Oct 19, 2017
Instrument	33082

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	DESOTO, MO 63020

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 15, 2017
Property Address	707 S 3RD ST, DE SOTO, MO 63020-2022
Document Number	0000007732
Instrument Date	Mar 8, 2017
Instrument	7732
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	NETCO TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 CLARKE ST DE SOTO MO 630203346, DE SOTO, MO 63020-3346

Tax Assessment & Valuation

The 2025 property tax bill for 707 S 3rd St was $1,352, up 8.2% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	De Soto City
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,400 (-) Land $1,100 Building $20,300	$112,300 (-) Land $5,600 Building $106,700
2025	$1,352.00 (+8.16%)	$21,400 Land $1,100 Building $20,300	$112,300 (-) Land $5,600 Building $106,700
2024	$1,250.00 (+0.24%)		$112,300 (+9.45%) Land $5,600 Building $106,700
2023	$1,247.00	$19,500 Land $1,100 Building $18,400	$102,600 Land $5,600 Building $97,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 707 S 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	26 (2000–2016)
Claims Outside the SFHA	5 of 26
Most Recent Claim	Aug 2016 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 16 claims Severe Thunderstorms And Flash Flooding, May 2000 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 S 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESOTO PWS serves 6,400 people · EPA ID MO6010213
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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