720 Rte 301, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 720 Rte 301, Cold Spring, NY 10516

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,922 sqft · built 2021
Lot Size	5.5 acres (239,580 sqft)
Owner	Individual Name on Record
Last Sale	$136,000 (Aug 2016)
Tax Bill	$15,010 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372689 39.-2-5`

Property Details

APN / Parcel Number

Primary APN	`372689 39.-2-5`
Alternative APNs	`268903900000020050000000` `051300`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,922 sqft Living Area
1st Floor Area	1,241 sqft
2nd Floor Area	681 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	239,580 sqft (5.5 acres)
Lot Width	508 ft Width
View / Lot	Waterfront
Garage Type	Basement
Porch	Open Porch
Porch Area	572 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	051300
Street Address	720 ROUTE 301
City	COLD SPRING
State	NY
Zip	10516-3623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Description	LAND & RESIDENCE
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	3
Census Block	3021
Census Tract	10600

Owner

Source: Putnam County and Philipstown Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 OLD RD, COLD SPRING, NY 10516
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2025	Deed of Trust, Mortgage · Line of Credit TOMPKINS TRUST CO
Nov 9, 2021	Deed of Trust, Mortgage · Construction Mortgage MAHOPAC BANK
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage MAHOPAC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2016 · Amount on Record
Deed Sale	Aug 25, 2016 · Amount on Record
Deed Document Number	20161502166
Deed Book / Page	2020 / 247
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	720 ROUTE 301, COLD SPRING, NY 10516-3623
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 ROUTE 6301, COLD SPRING, NY 10516

Mortgage

Document Number	0080460277
Date	Nov 28, 2025
Book Page	8046/277
Instrument	7505-2025

Lender

Name	TOMPKINS TRUST CO
Type	Mortgage Company
Address	ITHACA, NY 14850

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	720 ROUTE 301, COLD SPRING, NY 10516-3623
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 OLD ROAD TRL, PUTNAM VALLEY, NY 10579-1417

Mortgage

Document Number	0075130001
Date	Nov 9, 2021
Book Page	7513/1
Instrument	13290-2021

Lender

Name	MAHOPAC BANK
Type	Bank
Address	BREWSTER, NY 10509

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Nov 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	720 ROUTE 301, COLD SPRING, NY 10516-3623
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 ROUTE 301, COLD SPRING, NY 10516-3623

Mortgage

Document Number	0075120329
Date	Nov 9, 2021
Book Page	7512/329
Instrument	13289-2021

Lender

Name	MAHOPAC BANK
Type	Bank
Address	BREWSTER, NY 10509

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$259,000 (-) Land $70,200 Building $188,800	$844,473 (+14.84%)
2024	$15,010.00
2023		$259,000 Land $70,200 Building $188,800	$735,378 Land $199,319 Building $536,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2011–2023)
Most Recent Claim	Jul 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 99.7% of New York
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: T-Mobile.

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