Putnam County and Putnam Valley Town property record for 685 Rte 301, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,560 sqft · built 1975 |
| Lot Size | 10 acres (439,085 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $781,000 (Jun 2021) |
| Tax Bill | $16,178 (2024) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372800 39.-1-8 |
| Primary APN | 372800 39.-1-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,560 sqft Living Area |
| 1st Floor Area | 1,728 sqft |
| Basement Area | 832 sqft |
| Finished Basement | 832 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 439,085 sqft (10 acres) |
| Lot Width | 363 ft Width |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 525 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Street Address | 685 ROUTE 301 |
|---|---|
| City | COLD SPRING |
| State | NY |
| Zip | 10516-3628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CD |
| Legal Subdivision | PREPARED FOR PUTNAM HOMES INC |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PUTNAM VALLEY |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 11000 |
Source: Putnam County and Putnam Valley Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 685 ROUTE 301, COLD SPRING, NY 10516-3628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed, Transfer · Conventional Mortgage M & T BANK |
| Jul 27, 2018 | Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2021 · Amount on Record |
| Deed Sale | Jun 22, 2021 · Amount on Record |
| Prior Sale | Jul 27, 2018 · Amount on Record |
| Deed Document Number | 202173732021 |
| Deed Book / Page | 2219 / 340 |
| Prior Transfer Date | Jun 9, 1994 |
| Prior Transfer Doc | 1248000197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jun 22, 2021 |
| Property Address | 685 ROUTE 301, COLD SPRING, NY 10516-3628 |
| Document Number | 0022190340 |
| Book / Page | 2219 / 340 |
| Map Reference | MAP 2170 |
| Instrument Date | May 10, 2021 |
| Instrument | 7373-2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | STEWART TTL INS CO NY METRO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,124.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 685 ROUTE 301, 685, COLD SPRING, NY 10516-3628 |
| Name | Verified Name |
|---|---|
| Address | 428 11TH ST, BROOKLYN, NY 11215-4308 |
| Document Number | 7385163 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 7385/163 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2031 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jul 27, 2018 |
| Property Address | 685 ROUTE 301, COLD SPRING, NY 10516-3628 |
| Document Number | 0020840384 |
| Book / Page | 2084 / 384 |
| Map Reference | MAP 2170 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 1501902 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | JUDICIAL TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,356.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 685 ROUTE 301, 685, COLD SPRING, NY 10516-3628 |
| Name | Verified Name |
|---|---|
| Address | 12 GARDEN ST, COLD SPRING, NY 10516-2803 |
| Document Number | 0001602120 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 1602120 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Putnam County and Putnam Valley Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Putnam Valley Town |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $798,600 (+7.07%) Land $213,500 Building $585,100 | $814,898 (+9.25%) | |
| 2024 | $16,178.00 | ||
| 2023 | $745,900 (+12%) Land $201,400 Building $544,500 | $745,900 (+12%) Land $201,400 Building $544,500 | |
| 2022 | $666,000 Land $96,800 Building $569,200 | $666,000 Land $96,800 Building $569,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 99.6% of New York |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures