St. Clair County property record for 720 Royal St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 891 sqft |
| Lot Size | 0.151 acres (6,621 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,500 (Jan 2020) |
| Tax Bill | $2,083 (2024) |
| Deeds & Mortgages | Jun 2023 Mortgage Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-106-0005-000 |
| Primary APN | 74-07-106-0005-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 891 sqft Living Area |
| Basement Area | 704 sqft |
| Lot Area | 6,621 sqft (0.151 acres) |
|---|---|
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 74071060005000 |
|---|---|
| Street Address | 720 ROYAL ST |
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-5429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 LOW DENSITY |
| Legal Description | LOT 5 ASSESSORS SUBD OF LOT 23 OF SUBD OF PART OF PC 304 & 305 ACCORDING TO THE PLAT RECORDED IN LIBER 50 OF PLATS PG 36 ST |
| Legal Subdivision | ASSESSORS |
| Legal Lot Number | 5,23 |
| Legal Unit | 5,23 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 642000 |
Source: St. Clair County records · APN 74-07-106-0005-000
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 720 ROYAL ST, SAINT CLAIR, MI 48079-5429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 27, 2019 | Grant Deed, Transfer HURON TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 08, 2020 · Amount on Record |
| Deed Sale | Jan 08, 2020 · Amount on Record |
| Prior Sale | Aug 27, 2019 · Amount on Record |
| Deed Document Number | 2020000644 |
| Deed Book / Page | 5138 / 687 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 720 ROYAL ST, SAINT CLAIR, MI 48079-5429 |
| Transaction Type | Mortgage |
| Record Updated | Jul 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | 720 ROYAL ST, SAINT CLAIR, MI 48079-5429 |
| Document Number | 0005628696 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 5628/696 |
| Instrument | 2023010449 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 27, 2019 |
| Property Address | 720 ROYAL ST, SAINT CLAIR, MI 48079-5429 |
| Document Number | 0050900742 |
| Book / Page | 005090 / 000742 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2019 |
| Title Company | HURON TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $516.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2168 ROCHELLE PARK DR ROCHESTER HILLS MI 483093758, ROCHESTER HILLS, MI 48309-3758 |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $72,400 (+21.89%) | ||
| 2024 | $2,083.00 (+7.59%) | $144,800 (+21.89%) | |
| 2023 | $59,400 | ||
| 2022 | $1,936.00 | $118,800 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Duke Broadband.
Based on FCC filings for 434 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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