719 Royal St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 719 Royal St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,720 sqft · built 1971
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Dec 2021)
Tax Bill	$3,638 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-106-0014-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-106-0014-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,720 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	132 ft deep x 80 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	719 ROYAL ST
City	SAINT CLAIR
State	MI
Zip	48079-5430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	E1/3 OF LOT 15 & ALL OF LOT 16 ASSESSORS SUBD OF LOT 23 OF SUBD OF PART OF PC 304 & 305
Legal Subdivision	ASSESSORS
Legal Lot Number	15-16
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4009
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	719 ROYAL ST, SAINT CLAIR, MI 48079-5430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Oct 31, 2019	Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG
Jul 10, 2017	Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Aug 8, 2011 · Amount on Record
Deed Document Number	202135481
Deed Book / Page	5466 / 153
Prior Transfer Date	Apr 29, 2010
Prior Transfer Doc	004044/326
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 20, 2021
Property Address	719 ROYAL ST, SAINT CLAIR, MI 48079-5430
Document Number	0005466153
Book / Page	5466 / 153
Map Reference	LB 50 PG 36
Instrument Date	Dec 6, 2021
Instrument	2021035481
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	719 ROYAL ST, 719, SAINT CLAIR, MI 48079-5430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12288 15TH ST, SAINT CLAIR, MI 48079

Mortgage

Document Number	2021035482
Date	Dec 20, 2021
Instrument	2021035482

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	719 ROYAL ST, SAINT CLAIR, MI 48079-5430
Document Number	0051170996
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	719 ROYAL ST ST CLAIR MI 480795430, ST CLAIR, MI 48079-5430

Mortgage

Document Number	0051170996
Date	Nov 7, 2019
Book Page	005117/000996

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	719 ROYAL ST, SAINT CLAIR, MI 48079-5430
Document Number	0048530198
Book / Page	004853 / 000198
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	719 ROYAL ST ST CLAIR MI 480795430, ST CLAIR, MI 48079-5430

Mortgage

Document Number	0048530198
Date	Jul 27, 2017
Book Page	004853/000198

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,900 (-1.43%)	$247,800 (-1.43%)
2025	$3,638.00 (+2.83%) Homeowner's exemption	$125,700 (+39.05%)
2024	$3,538.00 (+7.57%)		$251,400 (+39.05%)
2023		$90,400
2022	$3,289.00		$180,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

Nearby Properties on Royal St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures