St. Louis County property record for 720 Ridgewood Rd, Duluth, MN 55804 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,776 sqft Gross Area |
| Lot Size | 14,201 sqft (0.326 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $275,000 (2001) |
| Tax Bill | $7,610.00 (2026) |
| Primary APN | 010-2167-00030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,776 sqft Gross Area |
| 1st Floor | 1,776 sqft 1st Floor |
| Basement Area | 1,322 sqft Basement |
| Finished Basement | 1,322 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 14,201 sqft (0.326 acres) |
| Garage Area | 804 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Deck Area | 384 sqft Deck |
| Porch Area | 32 sqft Porch |
| Sauna | Sauna |
| Storage Building | 80 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 667632 |
|---|---|
| Street Address | 720 RIDGEWOOD RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-1731 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT: 0003 BLOCK:000 SERIAL # |
| Legal Subdivision | HIDDEN VALLEY DIV DULUTH |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | DULUTH |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 700 |
Source: St. Louis County records · APN 010-2167-00030
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 720 RIDGEWOOD RD, DULUTH, MN 55804-1731 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 09, 2024 | Deed of Trust, Mortgage · Line of Credit PROCTOR FEDERAL CU |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC |
| May 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) CAMBRIA MTG |
| Aug 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CAMBRIA MTG |
| Jan 20, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2001 · Amount on Record |
| Deed Sale | Sep 20, 2001 · Amount on Record |
| Deed Doc Number | 2001708061 |
| Last Transfer Date | Sep 08, 2025 |
| Transfer Doc | 0001093954 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 720 RIDGEWOOD RD, DULUTH, MN 55804-1731 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001076015 |
|---|---|
| Date | Jan 09, 2024 |
| Instrument | 1076015 |
| Name | PROCTOR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55810 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 08, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 720 RIDGEWOOD RD, DULUTH, MN 55804-1731 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0001038014 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 1038014 |
| Name | CAMBRIA FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | EDEN PRAIRIE, MN 55344 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 720 RIDGEWOOD RD, DULUTH, MN 55804-1731 |
| Document Number | 00T1024006 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 720 RIDGEWOOD RD DULUTH MN 558041731, DULUTH, MN 55804-1731 |
| Document Number | 00T1024006 |
|---|---|
| Date | Jun 02, 2020 |
| Instrument | T1024006 |
| Name | CAMBRIA MTG |
|---|---|
| Type | Mortgage Company |
| Address | EDEN PRAIRIE, MN 55344 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 720 RIDGEWOOD RD, DULUTH, MN 55804-1731 |
| Document Number | 00T1014643 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 720 RIDGEWOOD RD DULUTH MN 558041731, DULUTH, MN 55804-1731 |
| Document Number | 00T1014643 |
|---|---|
| Date | Sep 05, 2019 |
| Instrument | T1014643 |
| Name | CAMBRIA MTG |
|---|---|
| Type | Mortgage Company |
| Address | EDEN PRAIRIE, MN 55344 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 04, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 720 RIDGEWOOD RD, DULUTH, MN 55804-1731 |
| Document Number | 000T981486 |
| Instrument Date | Jan 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 720 RIDGEWOOD RD DULUTH MN 558041731, DULUTH, MN 55804-1731 |
| Document Number | 000T981486 |
|---|---|
| Date | Jan 27, 2017 |
| Instrument | T981486 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,610.00 (+4.99%) Homeowner's exemption | ||
| 2025 | $7,248.00 (-5.72%) Homeowner's exemption | $557,000 (+6.34%) Land $69,900 Building $487,100 | $557,000 (+6.34%) Land $69,900 Building $487,100 |
| 2024 | $7,688.00 | $523,800 (+4.95%) Land $65,200 Building $458,600 | $523,800 (+4.95%) Land $65,200 Building $458,600 |
| 2022 | $499,100 Land $45,400 Building $453,700 | $499,100 Land $45,400 Building $453,700 |
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