714 Ridgewood Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 714 Ridgewood Rd, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,600 sqft · built 1968
Lot Size0.326 acres (14,202 sqft)
OwnerIndividual Name on File
Last Sale$575,000 (Sep 2017)
Tax Bill$10,648 (2026)
Deeds & MortgagesJul 2020 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-2167-00020

Property Details

APN / Parcel Number

Primary APN010-2167-00020
Alternative APN
  • 1037909

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area4,600 sqft Gross Area
1st Floor Area2,300 sqft
Basement Area2,300 sqft
Finished Basement2,300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Lot Area14,202 sqft (0.326 acres)
Garage Area768 sqft
Pool TypeSpa / Hot Tub (No Pool)
Deck Area289 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1037909
Street Address714 RIDGEWOOD RD
CityDULUTH
StateMN
Zip55804-1731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0002 BLOCK:000 SERIAL #
Legal SubdivisionHIDDEN VALLEY DIV DULUTH
Legal Lot Number2
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group2
Census Block2001
Census Tract700

Owner

Source: St. Louis County records · APN 010-2167-00020

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address714 RIDGEWOOD RD, DULUTH, MN 55804-1731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Sep 14, 2017Warranty Deed, Transfer
CITIZENS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 14, 2017 · Amount on Record
Deed SaleSep 14, 2017 · Amount on Record
Prior SaleNov 17, 2004 · Amount on Record
Deed Document Number2017989737
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address714 RIDGEWOOD RD, DULUTH, MN 55804-1731
Document Number00T1026652
Instrument DateJul 21, 2020
Transaction TypeMortgage
Record UpdatedSep 02, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address714 RIDGEWOOD RD DULUTH MN 558041731, DULUTH, MN 55804-1731

Mortgage

Document Number00T1026652
DateJul 29, 2020
InstrumentT1026652
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 28, 2050

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 14, 2017
Property Address714 RIDGEWOOD RD, DULUTH, MN 55804-1731
Document Number000T989737
Instrument DateSep 07, 2017
InstrumentT989737
Transaction TypeTransfer
Record UpdatedSep 26, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,897.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address714 RIDGEWOOD RD DULUTH MN 558041731, DULUTH, MN 55804-1731

Mortgage

Document NumberT989769
DateSep 14, 2017
InstrumentT989769
Lender
NameCITIZENS BK
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
AmountAmount Recorded
Term360 Months
DueSep 13, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$10,648.00 (+4.89%) Homeowner's exemption
2025$10,152.00 (+21.61%) Homeowner's exemption$741,500 (+6.29%) Land $69,900 Building $671,600$741,500 (+6.29%) Land $69,900 Building $671,600
2024$8,348.00$697,600 (+30.42%) Land $65,200 Building $632,400$697,600 (+30.42%) Land $65,200 Building $632,400
2022$534,900 Land $45,400 Building $489,500$534,900 Land $45,400 Building $489,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370007002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force
Nearby Flood Claims2 (1980)
Most Recent ClaimSep 1980, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 420 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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