720 Poplar St, Toccoa, GA 30577 Property Records

Stephens County property record for 720 Poplar St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,891 sqft · built 1960
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Jul 2021)
Tax Bill	$3,831 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`T30 126`

Property Details

APN / Parcel Number

Primary APN	`T30 126`
Alternative APN	`728150`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,891 sqft Heated Area
Basement Area	670 sqft
Unfinished Basement	670 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	728150
Street Address	720 POPLAR ST
City	TOCCOA
State	GA
Zip	30577-6086
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 29 SEC I POPLAR STREET ADDITION S/D
Legal Subdivision	POPLAR STREET ADDITION
Legal Lot Number	29
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1046
Census Tract	970302

Owner

Source: Stephens County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 POPLAR ST, TOCCOA, GA 30577-6086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · USDA Mortgage USDA
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL
Jul 30, 2021	Warranty Deed, Transfer
Dec 3, 2020	Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Dec 1, 2020
Deed Document Number	20211095
Deed Book / Page	1261 / 131
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	720 POPLAR ST, TOCCOA, GA 30577-6086
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 POPLAR ST, TOCCOA, GA 30577-6086

Mortgage

Document Number	0013570000000373
Date	Feb 15, 2024
Book Page	0000001357/0000000373

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	720 POPLAR ST, TOCCOA, GA 30577-6086
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 POPLAR ST, TOCCOA, GA 30577-6086

Mortgage

Document Number	0012610000000133
Date	Jul 30, 2021
Book Page	0000001261/0000000133
Instrument	2021000401

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 30, 2021
Property Address	720 POPLAR ST, TOCCOA, GA 30577-6086
Document Number	0012610131
Book / Page	1261 / 131
Instrument Date	Jul 30, 2021
Instrument	2021-001095
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 POPLAR ST, TOCCOA, GA 30577-6086

December 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	STEPHENS GA
Recording Date	Dec 3, 2020
Property Address	720 POPLAR ST, TOCCOA, GA 30577-6086
Document Number	0012310230
Book / Page	001231 / 000230
Instrument Date	Dec 1, 2020
Transaction Type	Foreclosure
Record Updated	Dec 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	720 POPLAR ST TOCCOA GA 305776086, TOCCOA, GA 30577-6086
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,831.00 (+66.28%)	$109,812 (+68.55%) Land $2,658 Building $107,154	$274,532 (+68.55%) Land $6,646 Building $267,886
2023	$2,304.00 (+6.77%)	$65,152 (+6.75%) Land $2,658 Building $62,494	$162,882 (+6.75%) Land $6,646 Building $156,236
2022	$2,158.00	$61,034 Land $2,658 Building $58,376	$152,586 Land $6,646 Building $145,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable · Fiber in parts of the area	500 / 50

May also be available: Verizon.

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