627 Poplar St, Toccoa, GA 30577 Property Records

Stephens County property record for 627 Poplar St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,525 sqft · built 1960
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (Feb 2021)
Tax Bill	$3,394 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T30 033`

Property Details

APN / Parcel Number

Primary APN	`T30 033`
Alternative APN	`724800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,525 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	724800
Street Address	627 POPLAR ST
City	TOCCOA
State	GA
Zip	30577-6083
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 20 SEC I POPLAR STREET ADDITION S/D
Legal Subdivision	POPLAR STREET ADDITION
Legal Lot Number	20
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1013
Census Tract	970302

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	627 POPLAR ST, TOCCOA, GA 30577-6083
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED STATES OF AMERICA
Feb 15, 2021	Grant Deed, Transfer HOMESTAR FIN'L
Oct 2, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2021 · Amount on Record
Deed Sale	Feb 11, 2021 · Amount on Record
Prior Sale	Apr 26, 2010 · Amount on Record
Deed Document Number	2021193
Deed Book / Page	1239 / 388
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	627 POPLAR ST, TOCCOA, GA 30577-6083
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 POPLAR ST, TOCCOA, GA 30577-6083

Mortgage

Document Number	0013340000000145
Date	Jun 22, 2023
Book Page	0000001334/0000000145
Instrument	000881

Lender

Name	UNITED STATES OF AMERICA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 1, 2051

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 15, 2021
Property Address	627 POPLAR ST, TOCCOA, GA 30577-6083
Document Number	0012390388
Book / Page	001239 / 000388
Instrument Date	Feb 11, 2021
Transaction Type	Transfer
Record Updated	Mar 15, 2021
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 POPLAR ST TOCCOA GA 305776083, TOCCOA, GA 30577-6083

Mortgage

Document Number	12390390
Date	Feb 15, 2021
Book Page	001239/000390

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	332 WASHINGTON ST NW, GAINESVILLE, GA 30501-8517

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Oct 2, 2020
Property Address	627 POPLAR ST, TOCCOA, GA 30577-6083
Document Number	0012240260
Book / Page	001224 / 000260
Instrument Date	Sep 21, 2020
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 POPLAR ST TOCCOA GA 305776083, TOCCOA, GA 30577-6083

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,394.00 (+65.64%)	$97,303 (+67.9%) Land $1,902 Building $95,401	$243,259 (+67.9%) Land $4,756 Building $238,503
2023	$2,049.00 (+6.66%)	$57,954 (+6.68%) Land $1,902 Building $56,052	$144,886 (+6.68%) Land $4,756 Building $140,130
2022	$1,921.00	$54,324 Land $1,902 Building $52,422	$135,812 Land $4,756 Building $131,056

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable · Fiber in parts of the area	500 / 50

May also be available: Verizon.

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