St. Louis County property record for 720 Pacific Ave, Duluth, MN 55806
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 816 sqft · built 1963 |
| Lot Size | 0.114 acres (4,986 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,088 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2930-01400 |
| Primary APN | 010-2930-01400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Gross Area |
| 1st Floor Area | 816 sqft |
| Basement Area | 408 sqft |
| Finished Basement | 408 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 4,986 sqft (0.114 acres) |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 224 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 71575 |
|---|---|
| Street Address | 720 PACIFIC AVE |
| City | DULUTH |
| State | MN |
| Zip | 55806-1351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WLY 10 FT OF LOT 11 AND ALL OF LOT 12 SERIAL # |
| Legal Subdivision | LINCOLN PARK VIEW DULUTH |
| Legal Block | 6 |
| Legal Lot Number | 11-12 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 2600 |
720 Pacific Ave is owned and occupied by an individual.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 720 PACIFIC AVE, DULUTH, MN 55806-1351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 720 PACIFIC AVE, DULUTH, MN 55806-1351 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0001054346 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 1054346 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 10, 2032 |
The 2026 property tax bill for 720 Pacific Ave was $2,088 with a homeowner's exemption, up 14.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,088.00 (+14.22%) Homeowner's exemption | ||
| 2025 | $1,828.00 (+2.58%) Homeowner's exemption | $184,300 (+14.69%) Land $18,400 Building $165,900 | $184,300 (+14.69%) Land $18,400 Building $165,900 |
| 2024 | $1,782.00 | $160,700 Land $22,000 Building $138,700 | $160,700 Land $22,000 Building $138,700 |
| 2022 | $133,600 Land $19,400 Building $114,200 | $133,600 Land $19,400 Building $114,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 720 Pacific Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 720 Pacific Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Airfiber.
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