364 Pacific Ave, Duluth, MN 55806 Property Records

St. Louis County property record for 364 Pacific Ave, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,001 sqft · built 1916
Lot Size	0.057 acres (2,502 sqft)
Owner	Company Name on Record
Last Sale	$85,000 (May 2015)
Tax Bill	$1,240 (2026)
Deeds & Mortgages	Aug 2021 Construction Loan Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-4570-01500`

Property Details

APN / Parcel Number

Primary APN	`010-4570-01500`
Alternative APN	`1114856`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,001 sqft Gross Area
1st Floor Area	572 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	2,502 sqft (0.057 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	110 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1114856
Street Address	364 PACIFIC AVE
City	DULUTH
State	MN
Zip	55806-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SLY 1/2 OF LOTS 1 AND 2 SERIAL #
Legal Subdivision	WEST PARK DIV OF DULUTH
Legal Block	15
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2015
Census Tract	2600

Owner

Source: St. Louis County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	364 PACIFIC AVE, DULUTH, MN 55806-1318
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Aug 23, 2021	Deed of Trust, Mortgage · Balloon Mortgage US BANK NA
May 18, 2018	Deed of Trust, Mortgage · Conventional with PMI NORTH SHORE BK/COMMERCE
May 18, 2018	Deed of Trust, Mortgage · Conventional with PMI NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2015 · Amount on Record
Deed Sale	May 14, 2015 · Amount on Record
Prior Sale	Jun 13, 2014 · Amount on Record
Deed Document Number	2015347294
Prior Transfer Date	Jun 26, 2008
Prior Transfer Doc	0000855031
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	364 PACIFIC AVE, DULUTH, MN 55806-1318
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001045660
Date	Aug 23, 2021
Instrument	1045660

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	364 PACIFIC AVE, DULUTH, MN 55806-1318
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001045661
Date	Aug 23, 2021
Instrument	1045661

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	364 PACIFIC AVE, DULUTH, MN 55806-1318
Document Number	000T998514
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 PACIFIC AVE DULUTH MN 558061318, DULUTH, MN 55806-1318

Mortgage

Document Number	000T998514
Date	May 31, 2018
Instrument	T998514

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	364 PACIFIC AVE, DULUTH, MN 55806-1318
Document Number	000T998515
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018
Title Company	MINNESOTA HSNG FINANCIAL AGENCY, MINNESOTA HSNG FIN AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 PACIFIC AVE DULUTH MN 558061318, DULUTH, MN 55806-1318

Mortgage

Document Number	000T998515
Date	May 31, 2018
Instrument	T998515

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,240.00 (+18.1%) Homeowner's exemption
2025	$1,050.00 (-27.29%) Homeowner's exemption	$159,600 (+16.67%) Land $9,200 Building $150,400	$159,600 (+16.67%) Land $9,200 Building $150,400
2024	$1,444.00	$136,800 (+20.63%) Land $11,100 Building $125,700	$136,800 (+20.63%) Land $11,100 Building $125,700
2022		$113,400 Land $9,800 Building $103,600	$113,400 Land $9,800 Building $103,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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