720 Oleander Ln, Biloxi, MS 39532 Property Records

Harrison County property record for 720 Oleander Ln, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,626 sqft · built 2003
Lot Size	0.238 acres (10,379 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,050 (May 2026)
Tax Bill	$1,848 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1109I-01-004.065`

Property Details

APN / Parcel Number

Primary APN	`1109I-01-004.065`
Alternative APN	`122644`

Interior

Full Baths	1 Bath
Building Area	2,626 sqft Adjusted Area
1st Floor Area	2,187 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,379 sqft (0.238 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	720 OLEANDER LN
City	BILOXI
State	MS
Zip	39532-4130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 65 THE OAKS SUBD PH 3 SEC 15/37-7-10
Legal Range	10W
Legal Township	07S
Legal Section	15
Legal Subdivision	THE OAKS SUBD PH 3
Legal Phase	3
Legal Block	E
Legal Lot Number	65
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	3313

Owner

Source: Harrison County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 OLEANDER LN, BILOXI, MS 39532-4130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Apr 22, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Deed Document Number	20263099
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	May 22, 2026
Property Address	720 OLEANDER LN, BILOXI, MS 39532-4130
Document Number	0000003099
Instrument Date	May 21, 2026
Instrument	20263099
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	720 OLEANDER LN, BILOXI, MS 39532-4130

Mortgage

Document Number	0000003100,
Date	May 22, 2026
Instrument	20263100

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	720 OLEANDER LN, BILOXI, MS 39532-4130
Transaction Type	Mortgage
Record Updated	Jul 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190001065TJ2
Date	Apr 22, 2019
Instrument	2019-0001065-T-J2

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 25, 2029

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,848.00 (+0.93%) Homeowner's exemption	$25,765 (+3.96%)	$257,645 (+3.96%) Land $57,500 Building $200,145
2024	$1,831.00 (+0.88%)
2023	$1,815.00 Homeowner's exemption	$24,784	$247,836 Land $57,500 Building $190,336
2022	$1,815.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2020–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2026 · Tropical Storm Arthur

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 44% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CoastConnect.

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