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720 Oak Ln, Mars Hill, NC 28754 Property Records

Madison County property record for 720 Oak Ln, Mars Hill, NC 28754

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,499 sqft · built 2010
Lot Size1.07 acres (46,609 sqft)
OwnerIndividual Name on File
Last Sale$459,000 (Oct 2021)
Tax Bill$2,536 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9757-28-5963

Property Details

APN / Parcel Number

Primary APN9757-28-5963
Alternative APNs
  • 9757285963 0026735
  • 26735

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,499 sqft Heated Area
1st Floor Area1,922 sqft
Basement Area1,922 sqft
Finished Basement577 sqft
Unfinished Basement1,345 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area46,609 sqft (1.07 acres)
Garage Area506 sqft
PorchSlab
Porch Area180 sqft
Deck Area300 sqft

Utilities, Heating & Cooling

Cooling SystemOther
Heating SystemHeat Pump

Location & Zoning

Street Address720 OAK LN
CityMARS HILL
StateNC
Zip28754-5516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A
Legal DescriptionMOUNTAIN HOME ESTATES LO:16 PL:6-173
Legal SubdivisionMOUNTAIN HOME ESTATES
Legal Block28
Legal Lot Number16
JurisdictionMADISON NC
Township / Civil Division3, MARS HILL
Census Block Group2
Census Block2014
Census Tract10602

Owner

720 Oak Ln is owned and occupied by an individual who bought it in October 2021.

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address720 OAK LN, MARS HILL, NC 28754-5516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2021 · Amount on File
Deed SaleOct 14, 2021 · Amount on File
Prior SaleMay 5, 2010 · Amount on File
Deed Document Number2021343603
Deed Book / Page732 / 521
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NC
Recording DateOct 14, 2021
Property Address720 OAK LN, MARS HILL, NC 28754-5516
Document Number0007320521
Book / Page732 / 521
Map ReferenceMB 6 PG 173
Instrument DateOct 8, 2021
Instrument343603
Transaction TypeTransfer
Record UpdatedNov 23, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$918.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address71 FOREST MEADOW CT, GARNER, NC 27529-7190

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 OAK LN, MARS HILL, NC 28754-5516

Mortgage

Document Number0000343604
DateOct 14, 2021
Instrument343604
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 720 Oak Ln was $2,536.

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMadison County
Unified School DistrictMadison County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,536.00$523,555 Land $51,482 Building $472,073$523,555 Land $51,482 Building $472,073
2023$412,036 Land $46,802 Building $365,234$412,036 Land $46,802 Building $365,234

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Oak Ln is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 78% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MARS HILL
serves 3,030 people · EPA ID NC0158010
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
French Broad EMC
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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