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685 Oak Ln, Mars Hill, NC 28754 Property Records

Madison County property record for 685 Oak Ln, Mars Hill, NC 28754 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,770 sqft · built 2022
Lot Size1.01 acres (43,996 sqft)
Owner2 Company Names on File
Last Sale$790,500 (Jan 2023)
Tax Bill$3,711 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Feb 2020 Sale
Flood ZoneZone X (minimal risk)
APN9757-28-1944

Property Details

APN / Parcel Number

Primary APN9757-28-1944
Alternative APNs
  • 9757281944 0014485
  • 14485

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,770 sqft Heated Area
1st Floor Area2,440 sqft
Basement Area2,440 sqft
Unfinished Basement2,440 sqft
FlooringHardwood

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialWood Shingle
Lot Area43,996 sqft (1.01 acres)
Garage Area840 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemOther

Location & Zoning

Street Address685 OAK LN
CityMARS HILL
StateNC
Zip28754-6529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOUNTAIN HOME ESTATES LO:3 PL:6-303
Legal SubdivisionMOUNTAIN HOME ESTATES
Legal Block28
Legal Lot Number3
JurisdictionMADISON NC
Township / Civil Division3, MARS HILL
Census Block Group2
Census Block2010
Census Tract10602

Owner

Source: Madison County records · APN 9757-28-1944

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address685 OAK LN, MARS HILL, NC 28754-6529
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CAROLINA FARM CREDIT ACA
Feb 13, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 27, 2023 · Amount on Record
Deed SaleJan 27, 2023 · Amount on Record
Prior SaleAug 11, 2022 · Amount on Record
Deed Document Number2023349586
Deed Book / Page766 / 24
Record UpdatedJun 08, 2026

January 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMADISON NC
Recording DateJan 27, 2023
Property Address685 OAK LN, MARS HILL, NC 28754-6529
Document Number0007660024
Book / Page766 / 24
Map ReferenceMB 6 PG 303
Instrument DateJan 27, 2023
Instrument349586
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 07, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,581.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 385, BAKERSVILLE, NC 28705-0385

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address685 OAK LN, MARS HILL, NC 28754-6529

Mortgage

Document Number0000349587
DateJan 27, 2023
Instrument349587
Lender
NameCAROLINA FARM CREDIT ACA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NC
Recording DateFeb 13, 2020
Property Address685 OAK LN, MARS HILL, NC 28754-6529
Document Number0006840235
Book / Page000684 / 000235
Instrument DateFeb 13, 2020
Instrument335467
Transaction TypeTransfer
Record UpdatedFeb 27, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$85.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address106 BAYBROOK CT CARY NC 275189422, CARY, NC 27518-9422

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMadison County
Unified School DistrictMadison County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,711.00$784,673 (+45.68%) Land $49,795 Building $734,878$784,673 (+45.68%) Land $49,795 Building $734,878
2023$538,617 Land $36,215 Building $502,402$538,617 Land $36,215 Building $502,402

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (37115C), updated March 31, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371150106022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 60% of the US · above 83% of North Carolina
Wildfire LikelihoodAbout 1 in 529 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 102 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
French Broad Electric MembershipFiber1,000 / 1,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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