720 Moran Mill Rd, Richmond, KY 40475 Property Records

Madison County property record for 720 Moran Mill Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,386 sqft
Lot Size	0.786 acres (34,251 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jun 2026)
Tax Bill	$593 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023A-0007-0002`

Property Details

APN / Parcel Number

Primary APN	`023A-0007-0002`
Alternative APNs	`120973` `83978` `50473`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	34,251 sqft (0.786 acres)
Garage Type	Detached
Garage Area	328 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	50473
Street Address	720 MORAN MILL RD
City	RICHMOND
State	KY
Zip	40475-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING LAKE LOT 73
Legal Subdivision	SPRING LAKE
Legal Lot Number	73
Jurisdiction	MADISON KY
Township / Civil Division	KIRKSVILLE
Census Block Group	2
Census Block	2065
Census Tract	10801

Owner

Source: Madison County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	167 GENERAL CLEBURN DR, RICHMOND, KY 40475-8870
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Deed Document Number	202614358326
Deed Book / Page	884 / 613
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 26, 2026
Property Address	720 MORAN MILL RD, RICHMOND, KY 40475-9715
Document Number	0014358326
Book / Page	884 / 613
Instrument Date	Jun 9, 2026
Instrument	202614358326
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	CLEAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$21,715.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	167 GENERAL CLEBURN DR, RICHMOND, KY 40475-8870

Mortgage

Document Number	0014358329,
Date	Jun 26, 2026
Instrument	202614358329

Lender

Name	STOCKTON MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0014358350,
Date	Jun 26, 2026
Book Page	2479/213
Instrument	202614358350

Lender

Name	KENTUCKY HOUSING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Jul 1, 2041

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$593.00 (-6.76%) Homeowner's exemption	$112,000 (-)	$112,000 (-)
2023	$636.00 Homeowner's exemption	$112,000	$112,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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