708 Moran Mill Rd, Richmond, KY 40475 Property Records

Madison County property record for 708 Moran Mill Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,287 sqft
Lot Size	0.963 acres (41,959 sqft)
Owner	Individual Name on File
Last Sale	$149,000 (Oct 2020)
Tax Bill	$1,405 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023A-0007-0004`

Property Details

APN / Parcel Number

Primary APN	`023A-0007-0004`
Alternative APNs	`116864` `79955` `46241`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,287 sqft Living Area
1st Floor Area	756 sqft
Basement Area	756 sqft
Unfinished Basement	756 sqft

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	41,959 sqft (0.963 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	46241
Street Address	708 MORAN MILL RD
City	RICHMOND
State	KY
Zip	40475-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING LAKE LOT 68 & 69
Legal Subdivision	SPRING LAKE
Legal Lot Number	68,69
Jurisdiction	MADISON KY
Township / Civil Division	KIRKSVILLE
Census Block Group	2
Census Block	2065
Census Tract	10801

Owner

708 Moran Mill Rd is owned and occupied by an individual who bought it in October 2020.

Source: Madison County records, as of December 9, 2025

Owner of Record	Individual Name on File
Mailing Address	708 MORAN MILL RD, RICHMOND, KY 40475-9715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 16, 2019	Intrafamily Transfer, Transfer
Nov 6, 2018	Warranty Deed, Transfer
Jun 11, 2018	Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2020 · Amount on File
Deed Sale	Oct 29, 2020 · Amount on File
Prior Sale	Nov 6, 2018 · Amount on File
Deed Document Number	202014023132
Deed Book / Page	796 / 260
Prior Transfer Date	Oct 15, 2019
Prior Transfer Doc	D00780/031
Record Updated	Jun 8, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 29, 2020
Property Address	708 MORAN MILL RD, RICHMOND, KY 40475-9715
Document Number	D00796/260
Book / Page	D00796 / 260
Map Reference	MB 3 PG 45
Instrument Date	Oct 19, 2020
Instrument	2014023132
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1209 LEHMAN AVE, 1209, BOWLING GREEN, KY 42103-1609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 MORAN MILL RD, RICHMOND, KY 40475-9715

Mortgage

Document Number	2014023133
Date	Oct 29, 2020
Instrument	2014023133

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Oct 16, 2019
Property Address	708 MORAN MILL RD, RICHMOND, KY 40475-9715
Document Number	D00780/031
Book / Page	D00780 / 031
Map Reference	MB 3 PG 45
Instrument Date	Oct 15, 2019
Instrument	2014000738
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	708 MORAN MILL RD, 708, RICHMOND, KY 40475-9715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 SOUTH THIRED STREET, RICHMOND, KY 40475

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Nov 6, 2018
Property Address	708 MORAN MILL RD, RICHMOND, KY 40475-9715
Document Number	D00766/540
Book / Page	D00766 / 540
Map Reference	MB03 PG45
Instrument Date	Nov 2, 2018
Instrument	2013984357
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount on Record
Tax	$135.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	516 WANSTEAD WAY, 516, LEXINGTON, KY 40505-2633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 MORAN MILL RD, RICHMOND, KY 40475-9715

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 11, 2018
Property Address	708 MORAN MILL RD, RICHMOND, KY 40475-9715
Document Number	D00760/404
Book / Page	D00760 / 404
Instrument Date	May 31, 2018
Instrument	2013977021
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	JETT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 GREENS, 315, RICHMOND, KY 40475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 MORAN, RICHMOND, KY 40475

Mortgage

Document Number	2013977022
Date	Jun 11, 2018
Instrument	2013977022

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 708 Moran Mill Rd was $1,405.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,405.00	$149,000	$149,000
2023	$1,445.00	$149,000	$149,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 708 Moran Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 Moran Mill Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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