Horry County property record for 720 Melody Ln, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,082 sqft · built 2007 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $595,000 (May 2025) |
| Tax Bill | $2,336 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 462-12-01-0054 |
| Primary APN | 462-12-01-0054 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,082 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Porch | Enclosed Porch |
| Deck Area | 255 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Old Parcel Number | 1950201013 |
|---|---|
| Street Address | 720 MELODY LN |
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-3061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OCEAN PINES BLOCK 23; PARCEL A OF LOT 5 |
| Legal Subdivision | OCEAN PINES |
| Legal Block | 23 |
| Legal Lot Number | 5 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 51202 |
Source: Horry County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 720 MELODY LN, SURFSIDE BEACH, SC 29575-3061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FEDERAL CREDIT UNION |
| Aug 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2025 · Amount on Record |
| Deed Sale | May 15, 2025 · Amount on Record |
| Prior Sale | Aug 18, 2023 · Amount on Record |
| Deed Document Number | 2025000052694 |
| Deed Book / Page | 4944 / 2865 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 720 MELODY LN, SURFSIDE BEACH, SC 29575-3061 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2243 STATE ROAD 26, CHESTER, SC 29706 |
| Document Number | 67640000000512 |
|---|---|
| Date | Mar 6, 2024 |
| Book Page | 0000006764/0000000512 |
| Name | FOUNDERS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Aug 18, 2023 |
| Property Address | 720 MELODY LN, SURFSIDE BEACH, SC 29575-3061 |
| Document Number | 0047141023 |
| Book / Page | 4714 / 1023 |
| Instrument Date | Aug 17, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19.43 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2243 STATE ROAD 26, CHESTER, SC 29706 |
| Document Number | 67050000002857 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | 0000006705/0000002857 |
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Municipality | Surfside Beach Town |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,336.00 (-66.49%) | $536,123 (-) Land $245,280 Building $290,843 | |
| 2024 | $6,972.00 | $32,168 (+60.74%) Land $14,717 Building $17,451 | $536,123 (+55.83%) Land $245,280 Building $290,843 |
| 2023 | $20,013 (-3.05%) Land $12,189 Building $7,824 | $344,040 (-) Land $213,640 Building $130,400 | |
| 2021 | $4,570.00 | $20,642 Land $12,818 Building $7,824 | $344,040 Land $213,640 Building $130,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 263 (1979–2024) |
| Claims Outside the SFHA | 25 of 263 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: HTC, T-Mobile.
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