Horry County property record for 628 Melody Ln, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,113 sqft · built 1985 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $339,000 (Sep 2021) |
| Tax Bill | $5,248 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 462-12-01-0043 |
| Primary APN | 462-12-01-0043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,113 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Concrete |
| Construction Type | Concrete |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,841 sqft (0.18 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Old Parcel Number | 1950612002 |
|---|---|
| Street Address | 628 MELODY LN |
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-3005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MR7 |
| Legal Description | OCEAN PINES; LT 10 BL 18 |
| Legal Subdivision | OCEAN PINES |
| Legal Block | 18 |
| Legal Lot Number | 10 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 51202 |
Source: Horry County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 95 SEA LEVEL LOOP, PAWLEYS ISLAND, SC 29585-5301 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on Record |
| Deed Sale | Sep 30, 2021 · Amount on Record |
| Prior Sale | Dec 16, 2015 · Amount on Record |
| Deed Document Number | 0004469450 |
| Deed Book / Page | 4469 / 450 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Sep 30, 2021 |
| Property Address | 628 MELODY LN, SURFSIDE BEACH, SC 29575-3005 |
| Document Number | 0044690450 |
| Book / Page | 4469 / 450 |
| Instrument Date | Sep 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 SEA LEVEL LOOP, PAWLEYS ISLAND, SC 29585-5301 |
| Document Number | 0006456142 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 6456/142 |
| Name | UNITED BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Oct 1, 2020 |
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Municipality | Surfside Beach Town |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,248.00 | $500,756 (-) Land $250,000 Building $250,756 | |
| 2024 | $5,248.00 (+8.25%) | $30,045 (+130.12%) Land $15,000 Building $15,045 | $500,756 (+108.61%) Land $250,000 Building $250,756 |
| 2023 | $4,848.00 (+61.49%) | $13,056 (-9.35%) Land $7,293 Building $5,763 | $240,040 (-) Land $143,940 Building $96,100 |
| 2021 | $3,002.00 | $14,402 Land $8,636 Building $5,766 | $240,040 Land $143,940 Building $96,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 263 (1979–2024) |
| Claims Outside the SFHA | 25 of 263 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: HTC, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures