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720 Main St, Chipley, FL 32428 Property Records

Washington County property record for 720 Main St, Chipley, FL 32428 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,265 sqft · built 1938
Lot Size1.03 acres (44,867 sqft)
OwnerIndividual Name on File
Last Sale$221,500 (Sep 2019)
Tax Bill$3,943 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN000012510001

Property Details

APN / Parcel Number

Primary APN000012510001
Alternative APN
  • 12510001

Interior

Full Baths3 Baths
Building Area3,265 sqft Heated Area
Gross Area3,409 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1986
Exterior MaterialShingles
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area44,867 sqft (1.03 acres)
PorchOpen Porch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000012510001
Street Address720 MAIN ST
CityCHIPLEY
StateFL
Zip32428-1529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4 4 13 ORB 1156 P 64 BG SEC OF LT 2, RUN W.193',SE 57',W.17',NW 57',W.10',NW 199.39' ,E.196.86' TO STR, SE ON STR 200' TO POB
Legal Range13W
Legal Township04N
Legal Section04
Legal SubdivisionCHIPLEY MAP
Legal Block1251
Legal Lot Number2
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group2
Census Block2006
Census Tract970103

Owner

Source: Washington County records · APN 000012510001

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address720 MAIN ST, CHIPLEY, FL 32428-1529
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 13, 2019 · Amount on Record
Deed SaleSep 13, 2019 · Amount on Record
Deed Document Number0000115664
Deed Book / Page1156 / 64
Record UpdatedJun 08, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateSep 13, 2019
Property Address720 MAIN ST, CHIPLEY, FL 32428-1529
Document Number0067007285
Book / Page1156 / 0064
Instrument DateSep 13, 2019
Instrument201967007285
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyMTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,550.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3857 INDIAN TRL UNIT 308, 3857, DESTIN, FL 32541-2011

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 MAIN ST, CHIPLEY, FL 32428-1529

Mortgage

Document Number0000000066
DateSep 13, 2019
Instrument1156/66
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

Mortgage

Document Number0067007287
DateSep 13, 2019
Book Page1156/0082
Instrument201967007287
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeFunding / Finance Company
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,943.00 (-0.25%) Homeowner's exemption$233,295 (-1.61%) Land $30,500 Building $202,795$233,295 (-24.84%) Land $30,500 Building $202,795
2024$3,953.00 (+2.7%) Homeowner's exemption$237,115 (+3%)$310,406 (+8.74%) Land $30,500 Building $279,906
2023$3,849.00 (+3.16%) Homeowner's exemption$230,209 (+3%)$285,470 (+10.53%) Land $30,500 Building $254,970
2022$3,731.00 Homeowner's exemption$223,504$258,285 Land $26,500 Building $231,785

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121339701032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims7 (2002–2020)
Claims Outside the SFHA6 of 7
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 206 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Wildstar NetworksFixed Wireless200 / 50

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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