720 Laurel Ln, Cary, IL 60013 Property Records

McHenry County property record for 720 Laurel Ln, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,829 sqft · built 1991
Lot Size	0.235 acres (10,251 sqft)
Owner	2 Owner Names on File
Last Sale	$167,000 (Jul 2000)
Deeds & Mortgages	Sep 2023 Line of Credit Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-23-105-019`

Property Details

APN / Parcel Number

Primary APN	`19-23-105-019`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,829 sqft
Gross Area	2,404 sqft
1st Floor Area	1,015 sqft
2nd Floor Area	814 sqft

Exterior

Year Built	Built 1991
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	10,251 sqft (0.235 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	720 LAUREL LN
City	CARY
State	IL
Zip	60013-3205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2000R0038253 LT 75 FOX TRAILS PHASE 2
Legal Range	08E
Legal Township	43N
Legal Section	23
Legal Subdivision	FOX TRLS PH 02
Legal Phase	2
Legal Block	105
Legal Lot Number	75
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3035
Census Tract	871312

Owner

The current owner of 720 Laurel Ln bought it in July 2000.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	720 LAUREL LN, CARY, IL 60013-3205
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Feb 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage MARQUETTE BANK
Aug 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage MARQUETTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2000 · Amount on File
Deed Sale	Jul 17, 2000 · Amount on File
Deed Document Number	2000R0038253
Deed Book / Page	1923
Record Updated	Jun 7, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	720 LAUREL LN, CARY, IL 60013-3205
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 LAUREL LN, CARY, IL 60013-3205

Mortgage

Document Number	0000023605
Date	Sep 20, 2023
Instrument	2023R0023605

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2053

Interest

Rate Type	Adjustable Rate
Rate	9.54%
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	720 LAUREL LN, CARY, IL 60013-3205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004680
Date	Feb 21, 2019
Instrument	2019R0004680

Lender

Name	MARQUETTE BANK
Type	Bank
Address	ORLAND PARK, IL 60467

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jan 1, 2029

Interest

Rate Type	Fixed Rate
Rate	4.87%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	720 LAUREL LN, CARY, IL 60013-3205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024664
Date	Aug 6, 2019
Instrument	2019R0024664

Lender

Name	MARQUETTE BANK
Type	Bank
Address	ORLAND PARK, IL 60467

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2029

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$83,671 Land $9,288 Building $74,383	$251,013 Land $27,864 Building $223,149

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Laurel Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Laurel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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