716 Laurel Ln, Cary, IL 60013 Property Records

McHenry County property record for 716 Laurel Ln, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,502 sqft · built 1991
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (May 2017)
Deeds & Mortgages	Jun 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-23-105-018`

Property Details

APN / Parcel Number

Primary APN	`19-23-105-018`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,502 sqft
Gross Area	3,393 sqft
1st Floor Area	1,381 sqft
2nd Floor Area	1,121 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Colonial
Exterior Material	Vinyl
Lot Area	10,890 sqft
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	716 LAUREL LN
City	CARY
State	IL
Zip	60013-3205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0015430 LT 74 FOX TRAILS PHASE 2
Legal Range	08E
Legal Township	43N
Legal Section	23
Legal Subdivision	FOX TRLS PH 02
Legal Phase	2
Legal Block	105
Legal Lot Number	74
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3035
Census Tract	871312

Owner

716 Laurel Ln is owned and occupied by an individual who bought it in May 2017.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	716 LAUREL LN, CARY, IL 60013-3205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
May 1, 2017	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2017 · Amount on File
Deed Sale	May 1, 2017 · Amount on File
Prior Sale	Jul 8, 2016 · Amount on File
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	716 LAUREL LN, CARY, IL 60013-3205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022138
Date	Jun 18, 2020
Instrument	2020R0022138

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 1, 2017
Property Address	716 LAUREL LN, CARY, IL 60013-3205
Document Number	0000015430
Map Reference	DOC89R31983
Instrument Date	Apr 27, 2017
Instrument	2017R0015430
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1423 WINDSOR CIR, 1423, CARPENTERSVILLE, IL 60110-2409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 LAUREL LN, CARY, IL 60013-3205

Mortgage

Document Number	0000015431
Date	May 1, 2017
Instrument	2017R0015431

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$93,176 Land $9,393 Building $83,783	$279,528 Land $28,179 Building $251,349

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 716 Laurel Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 716 Laurel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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