720 Largo Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 720 Largo Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,368 sqft · built 2016
Lot Size0.114 acres (5,000 sqft)
OwnerOwner Name on Record
Last Sale$206,500 (Feb 2006)
Tax Bill$4,541 (2024)
Flood ZoneZone AE (high risk)
APN00535530-000000

Property Details

APN / Parcel Number

Primary APN00535530-000000
Alternative APN
  • 1659037

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,368 sqft Living Area
1st Floor Area560 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2018
Exterior MaterialOther
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area16 sqft
Patio Area20 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air

Location & Zoning

Account Number1659037
Street Address720 LARGO RD
CityKEY LARGO
StateFL
Zip33037-3015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 6 LT 46 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR528-549-550 OR1275-169/71PR OR1450-452 OR1655-1226 OR1655-1227AFF
Legal Range40E
Legal Township60S
Legal Section31
Legal SubdivisionLAKE SURPRISE ESTATES
Legal Block6
Legal Lot Number46
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2017
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address102235 OVERSEAS HWY, KEY LARGO, FL 33037-4683

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2006 · Amount on Record
Deed SaleFeb 14, 2006 · Amount on Record
Prior SaleMar 24, 2004 · Amount on Record
Deed Document Number1566258
Deed Book / Page2186 / 2090
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$526,986 (+0.68%) Land $226,250 Building $300,736$526,986 (+0.68%) Land $226,250 Building $300,736
2024$4,541.00 (+6.02%)
2023$4,283.00 (+11.36%)$523,428 (+11.06%) Land $242,500 Building $280,928$523,428 (+11.06%) Land $242,500 Building $280,928
2022$3,846.00$471,322 Land $187,500 Building $283,822$471,322 Land $187,500 Building $283,822

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 433 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies660 units insured
incl. 227 condo units
Nearby Flood Claims80 (1999–2024)
Claims Outside the SFHA1 of 80
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 11 claims
  • Hurricane Irma, Sep 2017 · 33 claims
  • Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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