Kane County property record for 720 Illinois Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,482 sqft · built 1914 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $106,500 (Jan 1995) |
| Tax Bill | $4,996 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-431-008 |
| Primary APN | 06-24-431-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,482 sqft Living Area |
| Gross Area | 2,346 sqft |
| Basement Area | 864 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 720 ILLINOIS AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDEKERS ADDN LOT 8 BLOCK 2 |
| Legal Subdivision | REDEKERS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 851400 |
720 Illinois Ave is owned and occupied by two individuals who bought it in January 1995.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 720 ILLINOIS AVE, ELGIN, IL 60120-7935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 1995 · Amount on File |
| Deed Sale | Jan 3, 1995 · Amount on File |
| Deed Document Number | 1995304 |
| Deed Book / Page | 1039 / 339 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 720 ILLINOIS AVE, ELGIN, IL 60120-7935 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000052819 |
|---|---|
| Date | Oct 29, 2018 |
| Instrument | 2018K052819 |
| Name | FIRST FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | OTTAWA, IL 61350 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2033 |
The 2025 property tax bill for 720 Illinois Ave was $4,996 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,996.00 Homeowner's exemption Senior Citizen's exemption | $81,493 (+8.57%) Land $16,592 Building $64,901 | $244,577 (+8.57%) Land $49,796 Building $194,781 |
| 2024 | $75,060 Land $15,282 Building $59,778 | $225,270 Land $45,864 Building $179,406 | |
| 2022 | $4,325.00 (+5.59%) Homeowner's exemption | $61,832 (+6.96%) Land $12,589 Building $49,243 | $185,496 (+6.96%) Land $37,767 Building $147,729 |
| 2021 | $4,096.00 Homeowner's exemption | $57,809 Land $11,770 Building $46,039 | $173,427 Land $35,310 Building $138,117 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 720 Illinois Ave in Zone X, an area of minimal flood risk, though there have been 102 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 102 (1979–2020) |
| Claims Outside the SFHA | 11 of 102 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 720 Illinois Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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