Kane County property record for 702 Illinois Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,392 sqft · built 1915 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,000 (Jan 2018) |
| Tax Bill | $5,430 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-431-005 |
| Primary APN | 06-24-431-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 1,962 sqft |
| Basement Area | 570 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 702 ILLINOIS AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDEKERS ADDN LOT 1 BLOCK 2 |
| Legal Subdivision | REDEKERS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 851400 |
702 Illinois Ave is owned and occupied by an individual who bought it in January 2018.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 702 ILLINOIS AVE, ELGIN, IL 60120-7935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 2, 2018 | Deed, Transfer · Conventional Mortgage PERL MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2018 · Amount on File |
| Deed Sale | Jan 2, 2018 · Amount on File |
| Deed Document Number | 2018176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 702 ILLINOIS AVE, ELGIN, IL 60120-7935 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000030757 |
|---|---|
| Date | Jun 13, 2022 |
| Instrument | 2022K030757 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 2, 2018 |
| Property Address | 702 ILLINOIS AVE, ELGIN, IL 60120-7935 |
| Document Number | 0000000176 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 2018K000176 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | HERITAGE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $87.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 702 ILLINOIS AVE, ELGIN, IL 60120-7935 |
| Document Number | 0000000177 |
|---|---|
| Date | Jan 2, 2018 |
| Instrument | 2018K000177 |
| Name | PERL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 702 Illinois Ave was $5,430 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,430.00 Homeowner's exemption | $79,178 (+8.57%) Land $16,592 Building $62,586 | $237,629 (+8.57%) Land $49,796 Building $187,833 |
| 2024 | $72,928 Land $15,282 Building $57,646 | $218,872 Land $45,864 Building $173,007 | |
| 2022 | $4,689.00 (+4.78%) Homeowner's exemption | $60,076 (+6.96%) Land $12,589 Building $47,487 | $180,228 (+6.96%) Land $37,767 Building $142,461 |
| 2021 | $4,475.00 Homeowner's exemption | $56,167 Land $11,770 Building $44,397 | $168,501 Land $35,310 Building $133,191 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 702 Illinois Ave in Zone X, an area of minimal flood risk, though there have been 102 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 102 (1979–2020) |
| Claims Outside the SFHA | 11 of 102 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 702 Illinois Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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