720 Empire St, Charlottesville, VA 22901 Property Records

Albemarle County property record for 720 Empire St, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,902 sqft · built 2022
Lot Size	0.071 acres (3,093 sqft)
Owner	Trust Name on File
Last Sale	$429,990 (Sep 2022)
Tax Bill	$4,056 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`045A1-00-00-02500`

Property Details

APN / Parcel Number

Primary APN	`045A1-00-00-02500`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,902 sqft Finished Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	3,093 sqft (0.071 acres)
View / Lot	Proximity to Airport
Garage Area	400 sqft
Porch	Slab
Porch Area	32 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	720 EMPIRE ST
City	CHARLOTTESVILLE
State	VA
Zip	22901-9053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6 RESIDEN
Legal Description	BERKMAR OVERLOOK LOT 25
Legal Subdivision	BERKMAR OVERLOOK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1004
Census Tract	10802

Owner

720 Empire St is owner-occupied and held in a trust since September 2022.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Trust Name on File
Mailing Address	720 EMPIRE ST, CHARLOTTESVILLE, VA 22901-9053
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Jun 14, 2022	Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on File
Deed Sale	Sep 26, 2022 · Amount on File
Deed Document Number	202211281
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 26, 2022
Property Address	720 EMPIRE ST, CHARLOTTESVILLE, VA 22901-9053
Document Number	202200011281
Map Reference	DOC 202200003790
Instrument Date	Sep 7, 2022
Instrument	202200011281
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 EMPIRE ST, CHARLOTTESVILLE, VA 22901-9053

Mortgage

Document Number	202200011282
Date	Sep 26, 2022
Instrument	202200011282

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 14, 2022
Property Address	720 EMPIRE ST, CHARLOTTESVILLE, VA 22901-9053
Document Number	202200007237
Map Reference	MB 5628 PG 472-520
Instrument Date	Jun 9, 2022
Instrument	202200007237
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Tax	$345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3926 SENDER DRIVE #200 # 200, 200, FAIRFAX, VA 22030
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 720 Empire St was $4,056, up 3.9% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,056.00 (+3.87%)	$453,700 Land $115,000 Building $338,700	$453,700 Land $115,000 Building $338,700
2025	$3,905.00
2023	$3,852.00	$451,100 Land $115,000 Building $336,100	$451,100 Land $115,000 Building $336,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Empire St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Empire St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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