Albemarle County property record for 718 Empire St, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,792 sqft · built 2022 |
| Lot Size | 0.094 acres (4,095 sqft) |
| Owner | Individual Name on File |
| Last Sale | $454,920 (Oct 2022) |
| Tax Bill | $4,227 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jun 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 045A1-00-00-02600 |
| Primary APN | 045A1-00-00-02600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Finished Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 4,095 sqft (0.094 acres) |
| View / Lot | Proximity to Airport |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 32 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 718 EMPIRE ST |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-9053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 RESIDEN |
| Legal Description | BERKMAR OVERLOOK LOT 26 |
| Legal Subdivision | BERKMAR OVERLOOK |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10802 |
718 Empire St is owned and occupied by an individual who bought it in October 2022.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 718 EMPIRE ST, CHARLOTTESVILLE, VA 22901-9053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2022 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Jun 14, 2022 | Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2022 · Amount on File |
| Deed Sale | Oct 3, 2022 · Amount on File |
| Deed Document Number | 202211571 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Oct 3, 2022 |
| Property Address | 718 EMPIRE ST, CHARLOTTESVILLE, VA 22901-9053 |
| Document Number | 202200011571 |
| Map Reference | DOC 202200003790 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 202200011571 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 718 EMPIRE ST, CHARLOTTESVILLE, VA 22901-9053 |
| Document Number | 202200011572 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 202200011572 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jun 14, 2022 |
| Property Address | 718 EMPIRE ST, CHARLOTTESVILLE, VA 22901-9053 |
| Document Number | 202200007237 |
| Map Reference | MB 5628 PG 472-520 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 202200007237 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $345.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3926 SENDER DRIVE #200 # 200, 200, FAIRFAX, VA 22030 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 718 Empire St was $4,227, up 6.2% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,227.00 (+6.21%) | $472,800 Land $126,500 Building $346,300 | $472,800 Land $126,500 Building $346,300 |
| 2025 | $3,980.00 | ||
| 2023 | $3,877.00 | $454,000 Land $126,500 Building $327,500 | $454,000 Land $126,500 Building $327,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 718 Empire St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 718 Empire St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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