720 E Main St, West Union, OH 45693 Property Records

Adams County property record for 720 E Main St, West Union, OH 45693

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1 ba · 1,964 sqft · built 1948
Lot Size	0.442 acres (19,254 sqft)
Owner	Individual Name on Record
Last Sale	$156,900 (Jun 2026)
Tax Bill	$857 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`117-34-11-002.000`

Property Details

APN / Parcel Number

Primary APN	`117-34-11-002.000`
Alternative APNs	`M21-005-00-017-00` `000000442`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,964 sqft Total Area
1st Floor Area	3,912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	19,254 sqft (0.442 acres)
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	720 E MAIN ST
City	WEST UNION
State	OH
Zip	45693-1109
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	03
Legal Description	ACRES: 0.44200 E W UNION ADDITION INLOT 15 WHOLE & PART OF INLOTS 11 & 16
Legal Subdivision	E W UNION ADDITION
Legal Lot Number	15
Jurisdiction	ADAMS OH
Township / Civil Division	TIFFIN
Census Block Group	1
Census Block	1016
Census Tract	770400

Owner

Source: Adams County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11775 STATE ROUTE 41, WEST UNION, OH 45693-8025
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
Jun 18, 2026	Warranty Deed, Transfer · Line of Credit NATIONAL BANK/DELAWARE COUNTY
Nov 14, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Nov 14, 2018 · Amount on Record
Deed Document Number	20262070
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS OH
Property Address	720 E MAIN ST, WEST UNION, OH 45693-1109
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PARTINS PEAK RD, PEEBLES, OH 45660-9033

Mortgage

Document Number	000621/336
Date	Jun 30, 2023
Book Page	621/336
Instrument	2023-1948

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	SPRINGFIELD, OH 45504

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS OH
Recording Date	Jun 18, 2026
Property Address	720 E MAIN ST, WEST UNION, OH 45693-1109
Document Number	0000002070
Instrument Date	Jun 17, 2026
Instrument	20262070
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,387.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11775 STATE ROUTE 41, WEST UNION, OH 45693-8025
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002071,
Date	Jun 18, 2026
Instrument	20262071

Lender

Name	NATIONAL BANK/DELAWARE COUNTY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS OH
Recording Date	Nov 14, 2018
Property Address	720 E MAIN ST, WEST UNION, OH 45693-1109
Document Number	000514/021
Book / Page	514 / 021
Instrument Date	Oct 9, 2018
Instrument	201800003472
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Tax	$37.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 MCCARTY RD, WEST UNION, OH 45693-9773

Tax Assessment & Valuation

Source: Adams County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Adams County
County Subdivision	Tiffin Township
Municipality	West Union Village
Unified School District	Adams County/Ohio Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$857.00 (-46.74%)	$36,620 (-) Land $13,480 Building $23,140	$104,600 (-) Land $38,500 Building $66,100
2023		$36,620 Land $13,480 Building $23,140
2022	$1,609.00		$104,600 Land $38,500 Building $66,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST UNION PUBLIC WATER SYSTEM serves 3,170 people · EPA ID OH0100503
Water Source	Purchased groundwater from ADAMS COUNTY REGIONAL WATER DISTRICT
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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