720 E 12th St S, Ladysmith, WI 54848 Property Records

Rusk County property record for 720 E 12th St S, Ladysmith, WI 54848

Property Summary

Property TypeSingle Family Home
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on Record
Last Sale$103,900 (Nov 2023)
Tax Bill$875 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN246-03530-0000

Property Details

APN / Parcel Number

Primary APN246-03530-0000

Exterior

Lot Area22,216 sqft

Location & Zoning

Street Address720 E 12TH ST S
CityLADYSMITH
StateWI
Zip54848-2363
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLADYSMITH PARCELS PART OF GOVT LOT 3 2-34-6 DOCUMENT # 369155
Legal Range06W
Legal Township34N
Legal Section02
Legal QuarterSW
Quarter-Quarter SectionNW
Legal Lot Number3
JurisdictionRUSK WI
Township / Civil DivisionLADYSMITH
Census Block Group3
Census Block3017
Census Tract960500

Owner

Source: Rusk County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address720 E 12TH ST S, LADYSMITH, WI 54848-2363
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2023 · Amount on Record
Deed SaleNov 30, 2023 · Amount on Record
Deed Document Number369155
Record UpdatedJun 8, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUSK WI
Recording DateNov 30, 2023
Property Address720 E 12TH ST S, LADYSMITH, WI 54848-2363
Document Number0000369155
Instrument DateNov 6, 2023
Instrument369155
Transaction TypeTransfer
Record UpdatedDec 20, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$311.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000369156
DateNov 30, 2023
Instrument369156
Lender
NameSUMMIT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyRusk County
MunicipalityLadysmith City
Unified School DistrictLadysmith School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$875.00 (-2.89%) Homeowner's exemption$37,100 (-) Land $14,800 Building $22,300$63,400 (+36.93%)
2023$901.00 (-2.59%)$37,100 (-) Land $14,800 Building $22,300$46,300 (+5.47%)
2022$925.00$37,100 Land $14,800 Building $22,300$43,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 88% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLADYSMITH WATERWORKS
serves 3,184 people · EPA ID WI8550131
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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