509 E 12th St S, Ladysmith, WI 54848 Property Records

Rusk County property record for 509 E 12th St S, Ladysmith, WI 54848

Property Summary

Property TypeSingle Family Home
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Last Sale$69,000 (Apr 2018)
Tax Bill$2,243 (2025)
Deeds & MortgagesApr 2018 Sale & Mortgage
Jul 2017 Transfer
Flood ZoneZone X (minimal risk)
APN246-03510-0000

Property Details

APN / Parcel Number

Primary APN246-03510-0000

Exterior

Lot Area20,038 sqft (0.46 acres)

Location & Zoning

Street Address509 E 12TH ST S
CityLADYSMITH
StateWI
Zip54848-2023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLADYSMITH PARCELS PARCEL IN GOVT LOT 2 2-34-6 LOT 3 CSM 65 191 VOLUME 637 PAGE 611
Legal Range06W
Legal Township34N
Legal Section02
Legal Lot Number3
JurisdictionRUSK WI
Township / Civil DivisionLADYSMITH
Census Block Group3
Census Block3024
Census Tract960500

Owner

Source: Rusk County records, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address509 E 12TH ST S, LADYSMITH, WI 54848-2023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2018Deed, Transfer · Conventional Mortgage
JP MORGAN CHASE BANK
Jul 27, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2018 · Amount on Record
Deed SaleApr 3, 2018 · Amount on Record
Prior SaleDec 29, 2006 · Amount on Record
Deed Document Number2018347763
Deed Book / Page637 / 611
Prior Transfer DateJul 24, 2017
Prior Transfer Doc000629/205
Record UpdatedJun 8, 2026

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionRUSK WI
Recording DateApr 3, 2018
Property Address509 E 12TH ST S, LADYSMITH, WI 54848-2023
Document Number000637/611
Book / Page637 / 611
Instrument DateMar 24, 2018
Instrument347763
Transaction TypeTransfer
Record UpdatedFeb 7, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$207.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 EQ 12TH ST, LADYSMITH, WI 54848

Mortgage

Document Number0000347764
DateApr 3, 2018
Instrument347764
Lender
NameJP MORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRUSK WI
Recording DateJul 27, 2017
Property Address509 E 12TH ST S, LADYSMITH, WI 54848-2023
Document Number000629/205
Book / Page629 / 205
Instrument DateJul 24, 2017
Instrument345399
Transaction TypeTransfer
Record UpdatedFeb 7, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 3, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyRusk County
MunicipalityLadysmith City
Unified School DistrictLadysmith School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,243.00 (+17.62%)$75,100 (-) Land $11,500 Building $63,600$128,300 (+36.78%)
2023$1,907.00$75,100 Land $11,500 Building $63,600$93,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLADYSMITH WATERWORKS
serves 3,184 people · EPA ID WI8550131
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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