Callaway County property record for 720 Downing Ct, Fulton, MO 65251
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,320 sqft · built 2006 |
| Lot Size | 0.256 acres (11,163 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $193,800 (Sep 2020) |
| Tax Bill | $1,537 (2025) |
| Deeds & Mortgages | Sep 2020 Refinance Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02.0-04.0-30-001-008.025 |
| Primary APN | 13-02.0-04.0-30-001-008.025 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Geodesic/Dome |
| Roof Material | Asphalt |
| Lot Area | 11,163 sqft (0.256 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 130 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1302004030001008025 |
|---|---|
| Street Address | 720 DOWNING CT |
| City | FULTON |
| State | MO |
| Zip | 65251-7711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 63 CHURCHILL ACRES PLAT 2 |
| Legal Range | 09W |
| Legal Township | 47N |
| Legal Section | 04 |
| Legal Subdivision | CHURCHILL ACRES PLAT 2 |
| Legal Lot Number | 63 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | EAST FULTON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 70301 |
Source: Callaway County records, as of January 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 720 DOWNING CT, FULTON, MO 65251-7711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY MORTGAGE |
| Nov 29, 2017 | Deed of Trust, Mortgage · FHA Mortgage COMMUNITY MORTGAGE |
| Sep 9, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2020 · Amount on Record |
| Deed Sale | Sep 9, 2020 · Amount on Record |
| Prior Sale | Nov 4, 2016 · Amount on Record |
| Deed Document Number | 20206239 |
| Deed Book / Page | 487 / 432 |
| Prior Transfer Date | Aug 31, 2020 |
| Prior Transfer Doc | 487/432 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 720 DOWNING CT, FULTON, MO 65251-7711 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000244/971 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 244/971 |
| Instrument | 202006240 |
| Name | COMMUNITY MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 720 DOWNING CT, FULTON, MO 65251-7711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000239/0000000937 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 0000000239/0000000937 |
| Instrument | 201708190 |
| Name | COMMUNITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Sep 9, 2020 |
| Property Address | 720 DOWNING CT, FULTON, MO 65251-7711 |
| Document Number | 487/432 |
| Book / Page | 487 / 432 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 202006239 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 DOWNING CT, FULTON, MO 65251-7711 |
Source: Callaway County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Municipality | Fulton City |
| Unified School District | Fulton 58 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,537.00 (-0.07%) | $24,879 (-) | $130,940 (-) |
| 2024 | $1,538.00 (+0.46%) | $24,879 (-) | $130,940 (-) |
| 2023 | $1,531.00 (+1.93%) | $24,879 (+1.95%) | $130,940 (+1.95%) |
| 2022 | $1,502.00 | $24,404 Land $2,850 Building $21,554 | |
| 2021 | $128,440 Land $15,000 Building $113,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FULTON PWS serves 12,600 people · EPA ID MO3010296 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Callabyte Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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