Callaway County property record for 704 Downing Ct, Fulton, MO 65251
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,080 sqft · built 2007 |
| Owner | Individual Name on File |
| Tax Bill | $1,942 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage May 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02.0-04.0-30-001-008.029 |
| Primary APN | 13-02.0-04.0-30-001-008.029 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 1,080 sqft |
| Finished Basement | 1,000 sqft |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Geodesic/Dome |
| Roof Material | Asphalt |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 126 sqft |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 1302004030001008029 |
|---|---|
| Street Address | 704 DOWNING CT |
| City | FULTON |
| State | MO |
| Zip | 65251-7711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 59 CHURCHILL ACRES PLAT 2 |
| Legal Subdivision | CHURCHILL ACRES PLAT 2 |
| Legal Lot Number | 59 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | EAST FULTON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 70301 |
Source: Callaway County records · APN 13-02.0-04.0-30-001-008.029
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 704 DOWNING CT, FULTON, MO 65251-7711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 04, 2020 | Deed of Trust, Mortgage · ARM COMMUNITY MORTGAGE |
| May 29, 2018 | Deed of Trust, Mortgage MISSOURI CREDIT UNION |
| May 25, 2017 | Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK |
| Dec 06, 2017 | Deed of Trust, Mortgage MISSOURI CU |
| Nov 04, 2020 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 04, 2020 |
| Deed Sale | Nov 04, 2020 |
| Prior Sale | Sep 01, 2009 |
| Deed Document Number | 202007979 |
| Deed Book / Page | 488 / 688 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 704 DOWNING CT, FULTON, MO 65251-7711 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000245/404 |
|---|---|
| Date | Nov 04, 2020 |
| Book Page | 245/404 |
| Instrument | 202007980 |
| Name | COMMUNITY MORTGAGE |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 704 DOWNING CT, FULTON, MO 65251-7711 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000240/0000000678 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 0000000240/0000000678 |
| Instrument | 201803239 |
| Name | MISSOURI CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 296 Months |
| Due | Jan 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 704 DOWNING CT, FULTON, MO 65251-7711 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | D0239/0063 |
|---|---|
| Date | May 25, 2017 |
| Book Page | D0239/0063 |
| Instrument | 201703354 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 19, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 704 DOWNING CT, FULTON, MO 65251-7711 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000239/0000000959 |
|---|---|
| Date | Dec 06, 2017 |
| Book Page | 0000000239/0000000959 |
| Instrument | 201708495 |
| Name | MISSOURI CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 337 Months |
| Due | Jan 01, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Nov 04, 2020 |
| Property Address | 704 DOWNING CT, FULTON, MO 65251-7711 |
| Document Number | 488/688 |
| Book / Page | 488 / 688 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 202007979 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | DOWNING CT, FULTON, MO |
Source: Callaway County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Municipality | Fulton City |
| Unified School District | Fulton 58 School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,942.00 (-0.1%) | $31,443 (-) | $165,490 (-) |
| 2024 | $1,944.00 (+0.47%) | $31,443 (-) | $165,490 (-) |
| 2023 | $1,935.00 (+1.52%) | $31,443 (+1.53%) | $165,490 (+1.53%) |
| 2022 | $1,906.00 | $30,968 Land $2,850 Building $28,118 | |
| 2021 | $162,990 Land $15,000 Building $147,990 |
Source: FEMA National Flood Hazard Layer as of September 5, 2012 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Callabyte Technology Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Whittrio Fixed Wireless · not low latency | 100 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 24 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FULTON PWS serves 12,600 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures