720 Deacon Ln, Troy, OH 45373 Property Records

Miami County property record for 720 Deacon Ln, Troy, OH 45373 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,054 sqft · built 2023
Lot Size	0.292 acres (12,720 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,396 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R50-042140`

Property Details

APN / Parcel Number

Primary APN	`R50-042140`
Alternative APN	`011018.1-10-016-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,054 sqft Living Area
1st Floor Area	4,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	12,720 sqft (0.292 acres)
Garage Area	746 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Patio Area	16 sqft
Canopy	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	720 DEACON LN
City	TROY
State	OH
Zip	45373-7858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 11241 VILLAS OF HALIFAX PATIO HOME
Legal Subdivision	VILLAS OF HALIFAX PATIO HOME SUBDIVISION
Legal Lot Number	11241
Jurisdiction	MIAMI OH
Township / Civil Division	STAUNTON
Census Block Group	2
Census Block	2032
Census Tract	365101

Owner

Source: Miami County records · APN R50-042140

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	720 DEACON LN, TROY, OH 45373-7858
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · VA Mortgage FIFTH THIRD BANK
Jan 25, 2024	Survivorship Deed, Transfer · Conventional Mortgage GREENVILLE FEDERAL
Jul 03, 2023	Warranty Deed, Construction Loan · Construction Mortgage GREENVILLE NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 25, 2024
Deed Sale	Jan 25, 2024
Prior Sale	Jul 03, 2023 · Amount on Record
Deed Document Number	2024781
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	Jul 27, 2026
Property Address	720 DEACON LN, TROY, OH 45373-7858
Document Number	0000009245
Instrument Date	Jul 20, 2026
Instrument	20269245
Transaction Type	Mortgage
Record Updated	Aug 07, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 DEACON LN, TROY, OH 45373-7858

Mortgage

Document Number	0000009245,
Date	Jul 27, 2026
Instrument	20269245

Lender

Name	FIFTH THIRD BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 25, 2024
Property Address	720 DEACON LN, TROY, OH 45373-7858
Document Number	0000000781
Map Reference	28 PG 33
Instrument Date	Jan 19, 2024
Instrument	2024OR-00781
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 DEACON LN, TROY, OH 45373-7858

Mortgage

Document Number	0000000782
Date	Jan 25, 2024
Instrument	2024OR-00782

Lender

Name	GREENVILLE FEDERAL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	12%

July 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 03, 2023
Property Address	720 DEACON LN, TROY, OH 45373-7858
Document Number	0000007050
Map Reference	MB 28 PG 33
Instrument Date	Jun 28, 2023
Instrument	2023OR-07050
Transaction Type	Construction Loan
Record Updated	Apr 16, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 N MARKET ST, TROY, OH 45373-1421
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007051
Date	Jul 03, 2023
Instrument	2023OR-07051

Lender

Name	GREENVILLE NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jun 28, 2024

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Staunton Township
Municipality	Troy City
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,396.00 (+25.28%) Homeowner's exemption	$161,000 (+48.18%) Land $21,000 Building $140,000	$460,000 (+48.2%) Land $60,000 Building $400,000
2024	$3,509.00 (+450.86%)	$108,650 (+451.24%) Land $21,880 Building $86,770
2023	$637.00 (-4.35%)	$19,710 (-) Land $19,710	$310,400 (+451.33%) Land $62,500 Building $247,900
2022	$666.00	$19,710 Land $19,710	$56,300 Land $56,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093651012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005, river or lake flooding, Severe Winter Storms, Flooding, And Mudslides

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 203 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 35
Benton Ridge Telephone Company	Fixed Wireless (licensed-by-rule)	400 / 40
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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