720 Citation Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 720 Citation Rd, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,769 sqft · built 1978
Lot Size	0.486 acres (21,201 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,754 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`29-09-13-107-007.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-09-13-107-007.000-015`
Alternative APNs	`290913107007000029` `0809130107007000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,769 sqft Living Area
1st Floor Area	1,110 sqft
2nd Floor Area	1,134 sqft
Basement Area	525 sqft
Finished Basement	525 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	21,201 sqft (0.486 acres)
Lot Dimensions	191 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0809130107007000
Old Parcel Number	290913107007000029
Street Address	720 CITATION RD
City	CARMEL
State	IN
Zip	46032-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 13, TOWNSHIP 18, RANGE 3, VILLAGE FARMS, SECTION 3, LOT 193, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	13
Legal Subdivision	VILLAGE FARMS
Legal Block	3
Legal Lot Number	193
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	1
Census Block	1011
Census Tract	110404

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	720 CITATION RD, CARMEL, IN 46032-1026
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Dec 29, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 12, 2015
Deed Sale	Oct 12, 2015
Deed Document Number	0000053245
Last Transfer Date	Dec 29, 2021
Transfer Doc	0000092760
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	720 CITATION RD, CARMEL, IN 46032-1026
Transaction Type	Mortgage
Record Updated	Feb 6, 2023
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 CITATION RD, CARMEL, IN 46032-1026

Mortgage

Document Number	0000090000
Date	Dec 16, 2021
Instrument	2021090000

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Dec 29, 2021
Property Address	720 CITATION RD, CARMEL, IN 46032-1026
Document Number	0000092760
Map Reference	MB 6 PG 10-132
Instrument Date	Jul 21, 2021
Instrument	2021092760
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 CITATION RD, 720, CARMEL, IN 46032-1026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	720 CITATION RD, CARMEL, IN 46032-1026

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$364,300 (+9.89%) Land $80,700 Building $283,600	$364,300 (+9.89%) Land $80,700 Building $283,600
2024	$3,754.00 (+1.57%)	$331,500 (+1.5%) Land $59,200 Building $272,300	$331,500 (+1.5%) Land $59,200 Building $272,300
2023	$3,696.00 (+7.98%) Homeowner's exemption	$326,600 (+10.71%) Land $59,200 Building $267,400	$326,600 (+10.71%) Land $59,200 Building $267,400
2022	$3,423.00 Homeowner's exemption	$295,000 Land $59,200 Building $235,800	$295,000 Land $59,200 Building $235,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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