715 Citation Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 715 Citation Rd, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,680 sqft · built 1980
Lot Size	0.354 acres (15,429 sqft)
Owner	2 Owner Names on Record
Tax Bill	$4,872 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-13-107-024.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-09-13-107-024.000-015`
Alternative APNs	`290913107024000029` `0809130107024000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,680 sqft Living Area
1st Floor Area	1,352 sqft
2nd Floor Area	1,328 sqft
Basement Area	1,316 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Other
Roof Material	Asphalt
Lot Area	15,429 sqft (0.354 acres)
Lot Dimensions	139 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	0809130107024000
Old Parcel Number	290913107024000029
Street Address	715 CITATION RD
City	CARMEL
State	IN
Zip	46032-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 13, TOWNSHIP 18, RANGE 3, VILLAGE FARMS, SECTION 3, LOT 184, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	13
Legal Subdivision	VILLAGE FARMS
Legal Block	3
Legal Lot Number	184
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	1
Census Block	1013
Census Tract	110404

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on Record
Mailing Address	715 CITATION RD, CARMEL, IN 46032-1025
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 29, 2020	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2009
Deed Sale	Oct 15, 2009
Prior Sale	Oct 15, 2009
Deed Document Number	0000060375
Last Transfer Date	May 4, 2012
Transfer Doc	0000024338
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	715 CITATION RD, CARMEL, IN 46032-1025
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091303
Date	Dec 22, 2021
Instrument	2021091303

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	715 CITATION RD, CARMEL, IN 46032-1025
Document Number	0000026565
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	715 CITATION RD CARMEL IN 460321025, CARMEL, IN 46032-1025

Mortgage

Document Number	0000026565
Date	May 7, 2020
Instrument	26565

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$468,500 (+9.18%) Land $76,600 Building $391,900	$468,500 (+9.18%) Land $76,600 Building $391,900
2024	$4,872.00 (+8.29%)	$429,100 (+8.3%) Land $56,200 Building $372,900	$429,100 (+8.3%) Land $56,200 Building $372,900
2023	$4,499.00 (+8.59%) Homeowner's exemption	$396,200 (+11.32%) Land $56,200 Building $340,000	$396,200 (+11.32%) Land $56,200 Building $340,000
2022	$4,143.00 Homeowner's exemption	$355,900 Land $56,200 Building $299,700	$355,900 Land $56,200 Building $299,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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