720 Circle Dr, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 720 Circle Dr, Santa Barbara, CA 93108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,247 sqft · built 1956
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Company Names on Record
Last Sale	$2,115,000 (Feb 2026)
Tax Bill	$20,299 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit May 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`013-102-005`

Property Details

APN / Parcel Number

Primary APN	`013-102-005`
Alternative APN	`01310205`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Building Area	1,247 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	720 CIRCLE DR
City	SANTA BARBARA
State	CA
Zip	93108-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MONTECITO CIRCLE LOT 9 BLK B
Legal Subdivision	MONTECITO CIRCLE
Legal Block	B
Legal Lot Number	9
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2017
Census Tract	700

Owner

Source: Santa Barbara County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4 CRESPI CIR, LADERA RANCH, CA 92694-1561
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit ORIGINPOINT LLC
May 15, 2026	Grant Deed, Transfer FIRST AMERICAN TITLE
Feb 27, 2026	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Feb 27, 2026	Grant Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Apr 11, 2024	Grant Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Feb 22, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Apr 11, 2024 · Amount on Record
Deed Document Number	20266071
Prior Transfer Date	Feb 12, 2021
Prior Transfer Doc	0000013776
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	720 CIRCLE DR, SANTA BARBARA, CA 93108-1004
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 CIRCLE DR, SANTA BARBARA, CA 93108-1004

Mortgage

Document Number	0000036211
Date	Nov 19, 2025
Instrument	2025-0036211

Lender

Name	ORIGINPOINT LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	May 15, 2026
Property Address	720 CIRCLE DR, SANTA BARBARA, CA 93108-1004
Document Number	0000016549
Instrument Date	Feb 25, 2026
Instrument	202616549
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	4 CRESPI CIR, LADERA RANCH, CA 92694-1561

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Feb 27, 2026
Property Address	720 CIRCLE DR, SANTA BARBARA, CA 93108-1004
Document Number	0000006072
Map Reference	MB 40 PG 22
Instrument Date	Feb 12, 2026
Instrument	2026-0006072
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CRESPI CIR, LADERA RANCH, CA 92694-1561

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Feb 27, 2026
Property Address	720 CIRCLE DR, SANTA BARBARA, CA 93108-1004
Document Number	0000006071
Map Reference	MB 40 PG 22
Instrument Date	Feb 4, 2026
Instrument	2026-0006071
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CRESPI CIR, LADERA RANCH, CA 92694-1561

Mortgage

Document Number	0000006073
Date	Feb 27, 2026
Instrument	2026-0006073

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 11, 2024
Property Address	720 CIRCLE DR, SANTA BARBARA, CA 93108-1004
Document Number	0000010796
Map Reference	MB 40 PG 22
Instrument Date	Mar 21, 2024
Instrument	2024-0010796
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	720 CIRCLE DR, MONTECITO, CA 93108-1004

Mortgage

Document Number	0000010797
Date	Apr 11, 2024
Instrument	2024-0010797

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Feb 22, 2021
Property Address	720 CIRCLE DR, SANTA BARBARA, CA 93108-1004
Document Number	0000013776
Map Reference	MB 40 PG 22
Instrument Date	Feb 12, 2021
Instrument	2021-0013776
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	720 CIRCLE DR, SANTA BARBARA, CA 93108-1004

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Cold Spring Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,976,760 (+2%) Land $1,560,600 Building $416,160
2025	$20,299.00 (-8.08%)	$1,938,000 (+1,617.92%) Land $1,530,000 Building $408,000
2024	$22,084.00 (+1,602.7%)
2023	$1,297.00 (+0.93%) Homeowner's exemption Additional exemption filed	$112,811 Land $44,272 Building $68,539
2022	$1,285.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1978–2023)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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