715 Circle Dr, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 715 Circle Dr, Santa Barbara, CA 93108

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,301 sqft · built 2010
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,750,000 (Aug 2025)
Tax Bill	$15,990 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013-101-006`

Property Details

APN / Parcel Number

Primary APN	`013-101-006`
Alternative APN	`01310106`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,301 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	715 CIRCLE DR
City	SANTA BARBARA
State	CA
Zip	93108-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MONTECITO CIRCLE LOT 16 BLK A
Legal Subdivision	MONTECITO CIRCLE
Legal Block	A
Legal Lot Number	16
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2016
Census Tract	700

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	715 CIRCLE DR, SANTA BARBARA, CA 93108-1003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage MIDFIRST BANK
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Jul 31, 2020	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Prior Sale	Jul 31, 2020 · Amount on Record
Deed Document Number	202525990
Prior Transfer Date	Dec 14, 1995
Prior Transfer Doc	0000071822
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 24, 2026
Property Address	715 CIRCLE DR, SANTA BARBARA, CA 93108-1003
Document Number	0000013753
Instrument Date	Apr 14, 2026
Instrument	202613753
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	715 CIRCLE DR, SANTA BARBARA, CA 93108-1003

Mortgage

Document Number	0000013753,
Date	Apr 24, 2026
Instrument	202613753

Lender

Name	MIDFIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.22%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	715 CIRCLE DR, SANTA BARBARA, CA 93108-1003
Transaction Type	Mortgage
Record Updated	Feb 4, 2022
Title Company	ATLAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 CIRCLE DR, SANTA BARBARA, CA 93108-1003

Mortgage

Document Number	0000004500
Date	Jan 26, 2022
Instrument	2022-0004500

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jul 31, 2020
Property Address	715 CIRCLE DR, SANTA BARBARA, CA 93108-1003
Document Number	0000039166
Map Reference	MB 40 PG 22
Instrument Date	Jul 10, 2020
Instrument	2020-0039166
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	715 CIRCLE DR, SANTA BARBARA, CA 93108-1003

Mortgage

Document Number	0000039167
Date	Jul 31, 2020
Instrument	2020-0039167

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Cold Spring Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,750,000 (+146.58%) Land $1,300,000 Building $2,450,000
2025	$15,990.00 (+1.87%) Homeowner's exemption	$1,520,815 (+4.04%) Land $865,945 Building $654,870
2024	$15,697.00 (+1.9%)
2023	$15,404.00 (+1.61%) Homeowner's exemption Additional exemption filed	$1,461,762 Land $832,320 Building $629,442
2022	$15,160.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1978–2023)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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