720 Chesapeake Dr, Irvington, VA 22480 Property Records

Lancaster County property record for 720 Chesapeake Dr, Irvington, VA 22480

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,935 sqft · built 2012
Lot Size	0.788 acres (34,325 sqft)
Owner	Individual Name on File
Last Sale	$1,500,000 (Apr 2022)
Tax Bill	$67 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2017 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27C 1 40`

Property Details

APN / Parcel Number

Primary APN	`27C 1 40`
Alternative APN	`8183`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,935 sqft Living Area
Gross Area	5,825 sqft
1st Floor Area	1,457 sqft
Basement Area	916 sqft
Finished Basement	916 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2020
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,325 sqft (0.788 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	32 sqft
Patio Area	32 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8183
Street Address	720 CHESAPEAKE DR
City	IRVINGTON
State	VA
Zip	22480-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	IRVINGTON .788 AC LR22/881 LR06/367-P PC7/118A
Legal Subdivision	IRVINGTON
Jurisdiction	LANCASTER VA
Township / Civil Division	5
Census Block Group	2
Census Block	2005
Census Tract	30302

Owner

720 Chesapeake Dr is owned and occupied by an individual who bought it in April 2022.

Source: Lancaster County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	720 CHESAPEAKE DR, IRVINGTON, VA 22480-2315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NATIONAL ASS
Mar 23, 2017	Deed of Trust, Mortgage · Construction Mortgage CHESAPEAKE BANK
Apr 4, 2022	Warranty Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Mar 16, 2020	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 20, 2017	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2022 · Amount on File
Deed Sale	Apr 4, 2022 · Amount on File
Prior Sale	Mar 16, 2020 · Amount on File
Deed Document Number	2022881
Prior Transfer Date	Dec 16, 2017
Prior Transfer Doc	0000002412
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	720 CHESAPEAKE DR, IRVINGTON, VA 22480-2315
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000871
Date	May 8, 2020
Instrument	200000871

Lender

Name	MORGAN STANLEY PRIVATE BANK NATIONAL ASS

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.8%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2027

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	720 CHESAPEAKE DR, IRVINGTON, VA 22480-2315
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170000533
Date	Mar 23, 2017
Instrument	170000533

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2018

Interest

Rate Type	Adjustable Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Apr 4, 2022
Property Address	720 CHESAPEAKE DR, IRVINGTON, VA 22480-2315
Document Number	0220000881
Instrument Date	Mar 31, 2022
Instrument	220000881
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 CHESAPEAKE DR, IRVINGTON, VA 22480-2315

Mortgage

Document Number	0220000882
Date	Apr 4, 2022
Instrument	220000882

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Mar 16, 2020
Property Address	720 CHESAPEAKE DR, IRVINGTON, VA 22480-2315
Document Number	0200000527
Instrument Date	Mar 10, 2020
Instrument	200000527
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3158 ARIANA DR, OAKTON, VA 22124-1848

December 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	LANCASTER VA
Recording Date	Dec 20, 2017
Property Address	720 CHESAPEAKE DR, IRVINGTON, VA 22480-2315
Document Number	0170002412
Instrument Date	Dec 16, 2017
Instrument	170002412
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1429 HUNTINGTON CRES, NORFOLK, VA 23509-1214

Tax Assessment & Valuation

The 2025 property tax bill for 720 Chesapeake Dr was $67.

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Municipality	Irvington Town
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$67.00	$1,234,600 Land $345,000 Building $889,600	$1,234,600 Land $345,000 Building $889,600
2023	$249.00	$831,200 Land $325,000 Building $506,200	$831,200 Land $325,000 Building $506,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Chesapeake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Chesapeake Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINGTON COMMUNITY OF private · serves 1,056 people · EPA ID VA4103550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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