642 Chesapeake Dr, Irvington, VA 22480 Property Records

Lancaster County property record for 642 Chesapeake Dr, Irvington, VA 22480

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,016 sqft · built 1970
Lot Size	0.556 acres (24,219 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Aug 2020)
Tax Bill	$31 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27C 1 36`

Property Details

APN / Parcel Number

Primary APN	`27C 1 36`
Alternative APN	`8180`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
Gross Area	4,391 sqft
1st Floor Area	3,264 sqft
Basement Area	418 sqft
Unfinished Basement	418 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1986
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	24,219 sqft (0.556 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	35 sqft
Shed	1 Shed
Shed Area	100 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8180
Street Address	642 CHESAPEAKE DR
City	IRVINGTON
State	VA
Zip	22480-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CARTER CREEK ESTATES .556 AC LR23/733 LR10/905-P
Legal Subdivision	CARTER CREEK ESTATES
Jurisdiction	LANCASTER VA
Township / Civil Division	5
Census Block Group	2
Census Block	2005
Census Tract	30302

Owner

642 Chesapeake Dr is owned by an individual who bought it in August 2020.

Source: Lancaster County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	12371 SOUTHINGTON DR, WOODBRIDGE, VA 22192-5471
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 3, 2020	Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2020 · Amount on File
Deed Sale	Aug 3, 2020 · Amount on File
Prior Sale	May 24, 2010 · Amount on File
Deed Document Number	20201550
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	May 1, 2023
Property Address	642 CHESAPEAKE DR, IRVINGTON, VA 22480-2304
Document Number	0230000733
Instrument Date	Apr 26, 2023
Instrument	230000733
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12371 SOUTHINGTON DR, WOODBRIDGE, VA 22192-5471

Mortgage

Document Number	0230000734
Date	May 1, 2023
Instrument	230000734

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Aug 3, 2020
Property Address	642 CHESAPEAKE DR, IRVINGTON, VA 22480-2304
Document Number	200001550
Instrument Date	Jul 20, 2020
Instrument	200001550
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2506 TORON CT, ALEXANDRIA, VA 22306-2538

Mortgage

Document Number	200001551
Date	Aug 3, 2020
Instrument	200001551

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 642 Chesapeake Dr was $31.

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Municipality	Irvington Town
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31.00	$575,600 Land $215,000 Building $360,600	$575,600 Land $215,000 Building $360,600
2023	$121.00	$405,800 Land $200,000 Building $205,800	$405,800 Land $200,000 Building $205,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 642 Chesapeake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 Chesapeake Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINGTON COMMUNITY OF private · serves 1,056 people · EPA ID VA4103550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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