720 Cernan Dr, New Lenox, IL 60451 Property Records

Will County property record for 720 Cernan Dr, New Lenox, IL 60451

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · built 2004
Lot Size	0.25 acres (10,800 sqft)
Owner	Individual Name on File
Last Sale	$348,000 (Apr 2013)
Tax Bill	$12,209 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-08-21-313-016`

Property Details

APN / Parcel Number

Primary APN	`15-08-21-313-016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Lot Area	10,800 sqft (0.25 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	720 CERNAN DR
City	NEW LENOX
State	IL
Zip	60451-3466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 113 IN AEROHAVEN ESTATES UNIT 4B, A SUB PRT OF THE NW1/4 OF THE SW1/4 OF SEC 21, T35N-R11E.
Legal Range	11E
Legal Township	35N
Legal Section	21
Legal Subdivision	AEROHAVEN ESTATES
Legal Lot Number	113
Legal Unit	4B
Jurisdiction	WILL IL
Township / Civil Division	NEW LENOX
Census Block Group	1
Census Block	1010
Census Tract	881112

Owner

720 Cernan Dr is owned and occupied by an individual who bought it in April 2013.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	720 CERNAN DR, NEW LENOX, IL 60451-3466
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF MANHATTAN
Nov 27, 2017	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
Dec 20, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2013 · Amount on File
Deed Sale	Apr 4, 2013 · Amount on File
Prior Sale	Apr 13, 2005 · Amount on File
Deed Document Number	201340644
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	720 CERNAN DR, NEW LENOX, IL 60451-3466
Transaction Type	Mortgage
Record Updated	Feb 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004871
Date	Jan 30, 2023
Instrument	R2023004871

Lender

Name	FIRST BANK OF MANHATTAN
Type	Bank
Address	MANHATTAN, IL 60442

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Jan 31, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	5%
Max Rate	18%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	720 CERNAN DR, NEW LENOX, IL 60451-3466
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092614
Date	Nov 27, 2017
Instrument	R2017092614

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	720 CERNAN DR, NEW LENOX, IL 60451-3466
Document Number	0000094373
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	720 CERNAN DR NEW LENOX IL 604513466, NEW LENOX, IL 60451-3466

Mortgage

Document Number	0000094373
Date	Dec 31, 2019
Instrument	94373

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 720 Cernan Dr was $12,209.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	New Lenox Township
Municipality	New Lenox Village
Secondary School District	Lincoln Way Community High School District 210 (09 - 12)
Elementary School District	New Lenox School District 122 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,209.00	$162,952 (+6.9%) Land $34,705 Building $128,247	$488,856 (+6.9%) Land $104,115 Building $384,741
2024		$152,434 Land $32,465 Building $119,969	$457,302 Land $97,395 Building $359,907
2022	$10,557.00 Homeowner's exemption	$128,010 Land $27,263 Building $100,747	$384,030 Land $81,789 Building $302,241

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 720 Cernan Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Cernan Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW LENOX serves 29,200 people · EPA ID IL1970700
Water Source	Purchased surface water from TINLEY PARK
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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