620 Cernan Dr, New Lenox, IL 60451 Property Records

Will County property record for 620 Cernan Dr, New Lenox, IL 60451

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · built 2004
Lot Size	0.27 acres (11,850 sqft)
Owner	Individual Name on Record
Last Sale	$386,000 (Oct 2006)
Tax Bill	$12,301 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-08-21-313-014`

Property Details

APN / Parcel Number

Primary APN	`15-08-21-313-014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Georgian
Exterior Material	Brick
Lot Area	11,850 sqft (0.27 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	620 CERNAN DR
City	NEW LENOX
State	IL
Zip	60451-3465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 111 IN AEROHAVEN ESTATES UNIT 4B, A SUB PRT OF THE NW1/4 OF THE SW1/4 OF SEC 21, T35N-R11E.
Legal Range	11E
Legal Township	35N
Legal Section	21
Legal Subdivision	AEROHAVEN ESTATES UNIT #4B
Legal Lot Number	111
Legal Unit	4B
Jurisdiction	WILL IL
Township / Civil Division	NEW LENOX
Census Block Group	1
Census Block	1010
Census Tract	881112

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 CERNAN DR, NEW LENOX, IL 60451-3465
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CENTRAL BANK NA
Apr 17, 2019	Deed of Trust, Mortgage · Line of Credit OLD PLANK TRL CMNTY BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2006 · Amount on Record
Deed Sale	Oct 26, 2006 · Amount on Record
Prior Sale	Oct 22, 2003 · Amount on Record
Deed Document Number	2006179590
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	620 CERNAN DR, NEW LENOX, IL 60451-3465
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080019
Date	Oct 12, 2017
Instrument	R2017080019

Lender

Name	SOUTH CENTRAL BANK NA
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2027

Interest

Rate	3.62%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	620 CERNAN DR, NEW LENOX, IL 60451-3465
Document Number	0000028555
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	620 CERNAN DR NEW LENOX IL 604513465, NEW LENOX, IL 60451-3465

Mortgage

Document Number	0000028555
Date	May 14, 2019
Instrument	28555

Lender

Name	OLD PLANK TRL CMNTY BK NA
Type	Bank
Address	20012 WOLF RD, MOKENA, IL 60448-9953

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	New Lenox Township
Municipality	New Lenox Village
Secondary School District	Lincoln Way Community High School District 210 (09 - 12)
Elementary School District	New Lenox School District 122 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,301.00 (+15.65%)	$164,123 (+6.9%) Land $34,705 Building $129,418	$492,369 (+6.9%) Land $104,115 Building $388,254
2024		$153,530 (+19.08%) Land $32,465 Building $121,065	$460,590 (+19.08%) Land $97,395 Building $363,195
2022	$10,636.00 Homeowner's exemption	$128,930 Land $27,263 Building $101,667	$386,790 Land $81,789 Building $305,001

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW LENOX serves 29,200 people · EPA ID IL1970700
Water Source	Purchased surface water from TINLEY PARK
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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