720 Central Ave N, Milaca, MN 56353 Property Records

Mille Lacs County property record for 720 Central Ave N, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	768 sqft · built 1950
Lot Size	0.233 acres (10,181 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Oct 2022)
Tax Bill	$1,664 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-360-0340`

Property Details

APN / Parcel Number

Primary APN	`21-360-0340`

Interior

Building Area	768 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	10,181 sqft (0.233 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Shed	1 Shed
Shed Area	288 sqft

Location & Zoning

Street Address	720 CENTRAL AVE N
City	MILACA
State	MN
Zip	56353-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& LOT 23 BLK 4
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	HIGHLAND PARK ADDITION TO MILACA
Legal Block	4
Legal Lot Number	22
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3024
Census Tract	170500

Owner

Source: Mille Lacs County records · APN 21-360-0340

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	720 CENTRAL AVE N, MILACA, MN 56353-1745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 20, 2022 · Amount on Record
Deed Sale	Oct 20, 2022 · Amount on Record
Deed Document Number	2022433642
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 20, 2022
Property Address	720 CENTRAL AVE N, MILACA, MN 56353-1745
Document Number	000A433642
Instrument Date	Oct 14, 2022
Instrument	A433642
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 CENTRAL AVE N, MILACA, MN 56353-1745

Mortgage

Document Number	000A433643
Date	Oct 20, 2022
Instrument	A433643

Lender

Name	BROKERS SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,664.00 (+17.02%)
2025		$150,100 (+19.03%) Land $32,000 Building $118,100	$150,100 (+19.03%) Land $32,000 Building $118,100
2023	$1,422.00	$126,100 Land $28,000 Building $98,100	$126,100 Land $28,000 Building $98,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 4, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 155 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Milaca serves 3,043 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.